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Bank First can help you with
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Supporting you through each life stage
Saving for your first home?
First Home Bonus Saver
First Home Bonus Saver earns extra interest with $600 cashback and the establishment fee waived if you take out a home loan with us. T&Cs apply.
4.35%p.a
Bonus interest rate2
0.05%p.a
Base interest rate
- Cash back
- No minimum first deposit
- Earn bonus interest
Kickstart your savings online
Online Saver Account
Enjoy the flexibility unlimited withdrawals as you move one step closer to your savings goal.
3.55%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Unlimited withdrawals with no penalty
- Be rewarded when you keep a balance of $2,000 or more
- No monthly account keeping fees
Our lowest variable rate
Basic Home Loan
Make buying a home simple with our lowest variable rate, flexible repayments and no redraw fees.
5.74%p.a
Owner Occupied P&I. LVR up to 60%*
5.77%p.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A helping hand
Personal Loan
From a holiday to a renovation, sometimes you need a unique solution. Our Personal Loan can help you achieve your dream.
9.64%p.a
Variable interest rate
11.00%p.a
Comparison Rate3
- Flexible repayment options
- No ongoing fees
- Secure a personal loan for up to 7 years
Peace of mind
Home and Contents Insurance
Feel at peace knowing your home and contents are safe with CGU Home and Contents Insurance.⁴
- Choice of 3 cover options
- Flexible payment options
- Lodge claims 24/7
- We've partnered with CGU, one of Australia's most trusted insurers
Our lowest variable rate
Basic Home Loan
5.74%p.a
Owner Occupied P&I. LVR up to 60%*
5.77%p.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
Bonuses on savings
Bonus Saver Account
Grow your savings with bonus interest when you make a deposit of at least $1 each month.
4.30%p.a
Bonus interest rate6
0.05%p.a
Base interest rate
- No minimum first deposit
- Interest calculated daily and applied monthly
- Generous bonus interest
Kickstart your savings online
Online Saver Account
Enjoy the flexibility unlimited withdrawals as you move one step closer to your savings goal.
3.55%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Unlimited withdrawals with no penalty
- Be rewarded when you keep a balance of $2,000 or more
- No monthly account keeping fees
Grow your money
Term Deposit
Grow your savings and keep your money safe for the future with a Term Deposit. Choose from a different range of terms to suit your needs.
- Fixed return on your investments
- Deposit protection
- No monthly account or application fees
- Flexible terms
Everyday account for pensioners
Pension Account
Competitive interest rates for pensioners. Making your money work for you.
3.15%p.a
Interest rate (all amounts)
- No minimum balance necessary
- Access your funds whenever you need them for your everyday spending
- Benefit from interest that is a higher rate than a standard transaction account
Kickstart your savings online
Online Saver Account
Enjoy the flexibility unlimited withdrawals as you move one step closer to your savings goal.
3.55%p.a
Interest rate ($2,000 and over)
0.05%p.a
Interest rate ($0 - $1,999)
- Unlimited withdrawals with no penalty
- Be rewarded when you keep a balance of $2,000 or more
- No monthly account keeping fees
