View our interest rates for our Transaction, Savings, and Term Deposit Accounts including School and Preschool Accounts.
| Interest rate (p.a.) |
|---|---|
$0 - $14,999 | 0.00% |
$15,000 - $29,999 | 0.00% |
$30,000 and over | 0.00% |
| Interest rate (p.a.) |
|---|---|
$0 - $14,999 | 0.05% |
$15,000 - $29,999 | 0.05% |
$30,000 and over | 0.05% |
| Interest rate (p.a.) |
|---|---|
For part of the balance $0 - $48,599 | 3.40% |
For part of the balance $48,600 - $149,999 | 3.40% |
For part of the balance $150,000 and over | 3.40% |
| Interest rate (p.a.) |
|---|---|
All amounts | 1.45% |
| Interest rate (p.a.) |
|---|---|
$0 - $1,999 | 0.05% |
$2,000 - $149,999 | 3.80% |
$150,000 and over | 3.80% |
| Interest rate (p.a.) |
|---|---|
$0 - $149,999¹ | 4.55% |
$150,000 and over¹ | 4.55% |
Base rate | 0.05% |
| Interest rate (p.a.) |
|---|---|
Bonus interest⁶ | 4.60% |
Base rate | 0.05% |
| Interest rate (p.a.) |
|---|---|
$0 - $1,999 | 4.40% |
$2,000 and over | 4.40% |
| Interest rate (p.a.) |
|---|---|
All amounts | 3.35% |
| Interest rate (p.a.) |
|---|---|
$0 - $4,999 | 0.05% |
$5,000 - $19,999 | 0.05% |
$20,000 - $49,999 | 0.05% |
$50,000 - $99,999 | 1.60% |
$100,000 and over | 1.60% |
Interest calculated daily2,5
| $500 and over |
|---|---|
30 days (I18) – product no longer available for new accounts | 0.75% |
60 days (I17) – product no longer available for new accounts | 1.00% |
90 days (I16) | 4.70% |
120 days (I7) | 4.70% |
180 days (I15) | 4.85% |
270 days (I1) | 4.75% |
Interest calculated daily2,5
| $500 and over |
|---|---|
150 days (I55) – product no longer available for new accounts | 2.95% |
Interest calculated daily2,5
| $500 and over |
|---|---|
1 year (I12) | 4.75% |
2 years (I24) | 4.00% |
3 years (I36) | 4.00% |
4 years (I48) | 4.00% |
5 years (I60) | 4.00% |
Interest calculated daily2,5
| $5,000 and over |
|---|---|
1 year (I3) | 4.65% |
Interest calculated daily2
| $5,000 and over |
|---|---|
30 - 90 days (I4) | 4.70% |
120 - 180 days (I5) | 4.85% |
| Interest rate (p.a.) |
|---|---|
$0 - $14,999 | 0.05% |
$15,000 - $29,999 | 0.05% |
$30,000 and over | 0.05% |
| Interest rate (p.a.) |
|---|---|
$1 and over | 4.15% |
| Interest rate (p.a.) |
|---|---|
$1 and over | 0.05% |
| Interest rate (p.a.) |
|---|---|
$1 and over³ | 4.30% |
| Interest rate (p.a.) |
|---|---|
$5,000 and over | 4.70% |
| Interest rate (p.a.) |
|---|---|
$5,000 and over | 4.85% |
Interest tier is determined on the whole of balance
| Interest rate (p.a.) |
|---|---|
$500 and over | 4.75% |
Our consultants are available to answer any questions you have about the right account for you.
1. Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals are made in the calendar month.
2. Subject to our Terms and Conditions, a Term Deposit interest rate reduction applies on early withdrawals, with interest paid at the reduced rate from the date of deposit to the day prior to withdrawal. Where the withdrawal reduces the 'Fixed Term Deposit' balance to an amount that attracts a lesser rate, that lesser rate shall apply for the remainder of the term. Part withdrawals are not permitted on the Interest First Term Deposit product.
3. At the end of each quarter, the balance of the S47 will be transferred into the Preschool Long Service and Sick Leave Term Deposit (I40).
4. Interest on I41 and I43 calculated daily and credited on maturity.
5. These rates are for retail customers only and limits may apply.
6. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $100 and no withdrawals are made in the calendar month.
7. Interest is credited to the account on 30 June and 31 December of each year and on maturity on 1 September of each year. Withdrawals are restricted to payments of long service and sick leave owing to staff. Additional deposits can be made to an existing deposit, by the quarterly sweep from the Long Service and Sick Leave Provisions Account or if received within five business days from maturity. Deposits received at any other time will be accepted as a separate deposit under the Terms and Conditions prevailing at the time.
