Savings Accounts

Interest Rates effective 1 September 2026.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

1. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $100 and no withdrawals are made in the month. Refer Terms and Conditions.

2. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $1 and no withdrawals are made in the month. Refer Terms and Conditions.

3. Deposits are protected by the Australian Government’s Financial Claims Scheme (FCS), which guarantees up to $250,000 per account. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. Subject to our Terms and Conditions, a Term Deposit interest rate reduction applies on early withdrawals, with interest paid at the reduced rate from the date of deposit to the day prior to withdrawal. Where the withdrawal reduces the 'Fixed Term Deposit' balance to an amount that attracts a lesser rate, that lesser rate shall apply for the remainder of the term. These rates are for retail customers only and limits may apply.

4. Variable interest rates apply to the portion of the balance which falls within each tier. Account is available to account holders 15 to 35 years of age inclusive.​ The account is available for individual and joint account holders. For the purposes of account age eligibility on joint accounts the Primary account holders date of birth will be used. When the account holder, or primary account holder on a joint account turns 36 years of age you will no longer be eligible for this account. The account will be transferred to the Online Savings Account at the end of the month of account holder turning 36. Refer Terms and Conditions.