• Our online and app banking will be unavailable between 4am - 8am Sunday 14 August 2022 for scheduled maintenance. Customers can still use their cards during this time. We apologise for any inconvenience.

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Home Loans

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  • Refinance
  • Build or renovate
  • Top up my loan
  • Invest in property
  • Buy my first home

First Home Buyers' Package

We understand this is a big life event and we’re here to make it as easy as possible.

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Bank of mum and dad

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Home buying resources

We're here to answer your questions and break down the bank jargon, so that you can feel financially empowered.

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Important Information
Home Loan Interest Rates effective 11 August 2022.
Credit criteria applies. 
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request. 
2. New apps received 30 Sep 2022, funded by 30 Dec 2022. Not available to existing Bank First owner occupied or investment home loan customers. Min loan $200k, max loan $2m, interest only not available. Premier Package annual fee of $390 will be waived for the first year and charged annually thereafter. Rate includes a 0.33% p.a. discount off the standard Premier Package variable rate for three years after which it will revert to the standard Premier Package variable rate. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.