August 2021
Home buying resources
We're here to answer your questions and break down the bank jargon, so that you can feel financially empowered.
Learn more
-
Internet Banking 
Contact us 
Facebook 
Security - BSB - 704 191
- Select
- Refinance
- Build or renovate
- Top up my loan
- Invest in property
- Buy my first home
Buying a property is a journey. Whether it's your first purchase, a life-changing move or a long-term investment, the journey is never the same. We understand each buyer is different and so is each home. That's why we have a range of home loans to suit your needs.
Check out our range of home loans
Premier Package Home Loan
2.90% p.a.
Introductory variable rate2
Owner occ. LVR 80% or less.
3.58% p.a.
Comparison rate1
Complete Home Loan
3.46% p.a.
Variable interest rate owner occupied loans with an LVR of 80% or less
3.51% p.a.
Comparison rate1
First Rate Home Loan
3.39% p.a.
Variable interest rate owner occupied loans with an LVR of 80% or less
3.44% p.a.
Comparison rate1
First Home Buyers' Package
We understand this is a big life event and we’re here to make it as easy as possible.
Standard Home Loan
4.32% p.a.
Variable interest rate owner occupied loans with an LVR of 80% or less
4.37% p.a.
Comparison rate1
Looking to refinance?
Save and access a wider range of home loan add-ons by refinancing today. See how much you could save by switching to us.
Calculate my savingsBank of mum and dad
Getting into the property market can be tough as a first home buyer. If you’re lucky enough to have access to the bank of mum and dad, you can get started with First Start. First Start is a Shared Equity Agreement (SEA) where your family can help contribute to your home deposit, in return for shared equity in the property. See if you’re eligible today.
Tell me more
We’re here to help
Important Information
Home Loan Interest Rates effective 24 June 2022.
Home Loan Interest Rates effective 24 June 2022.
Credit criteria applies.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. New apps received 30 Sep 2022, funded by 30 Dec 2022. Not available to existing Bank First owner occupied or investment home loan customers. Min loan $200k, max loan $2m, interest only not available. Premier Package annual fee of $390 will be waived for the first year and charged annually thereafter. Rate includes a 0.33% p.a. discount off the standard Premier Package variable rate for three years after which it will revert to the standard Premier Package variable rate. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. New apps received 30 Sep 2022, funded by 30 Dec 2022. Not available to existing Bank First owner occupied or investment home loan customers. Min loan $200k, max loan $2m, interest only not available. Premier Package annual fee of $390 will be waived for the first year and charged annually thereafter. Rate includes a 0.33% p.a. discount off the standard Premier Package variable rate for three years after which it will revert to the standard Premier Package variable rate. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.