Home Loans
Whether it's your first purchase, a life-changing move or a long-term investment, we have a range of home loans to suit your needs.
Compare our range of home loans
75.0%
Save another %val% and your variable rates could improve with a lower LVR.
50-60%
60-70%
70-80%
80-90%
> 90%
Save another %val% and your variable rates could improve with a lower LVR.
Our lowest variable rate
Basic Home Loan
5.24%per annump.a
Owner Occupied P&I. LVR up to 60%*
5.27%per annump.a
Comparison Rate1
5.29%per annump.a
Owner Occupied P&I. LVR above 60% - 70%*
5.32%per annump.a
Comparison Rate1
5.34%per annump.a
Owner Occupied P&I. LVR above 70% - 80%*
5.37%per annump.a
Comparison Rate1
5.84%per annump.a
Owner Occupied P&I. LVR above 80% - 90%*
5.87%per annump.a
Comparison Rate1
6.29%per annump.a
Owner Occupied P&I. LVR above 90%*
6.32%per annump.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A variable loan with offset
Complete Home Loan
5.34%per annump.a
Owner Occupied P&I. LVR up to 60%*
5.37%per annump.a
Comparison Rate1
5.39%per annump.a
Owner Occupied P&I. LVR above 60% - 70%*
5.42%per annump.a
Comparison Rate1
5.44%per annump.a
Owner Occupied P&I. LVR above 70% - 80%*
5.47%per annump.a
Comparison Rate1
5.94%per annump.a
Owner Occupied P&I. LVR above 80% - 90%*
5.97%per annump.a
Comparison Rate1
6.39%per annump.a
Owner Occupied P&I. LVR above 90%*
6.42%per annump.a
Comparison Rate1
- 100% variable offset²
- Competitive variable rate
- No ongoing or monthly fees
A variable loan with multiple offsets
Premier Package Home Loan
5.34%per annump.a
Owner Occupied P&I. LVR up to 60%*
5.73%per annump.a
Comparison Rate1
5.39%per annump.a
Owner Occupied P&I. LVR above 60% - 70%*
5.78%per annump.a
Comparison Rate1
5.44%per annump.a
Owner Occupied P&I. LVR above 70% - 80%*
5.83%per annump.a
Comparison Rate1
6.28%per annump.a
Owner Occupied P&I. LVR above 80% - 90%*
6.65%per annump.a
Comparison Rate1
6.78%per annump.a
Owner Occupied P&I. LVR above 90%*
7.14%per annump.a
Comparison Rate1
- Up to 8 offset accounts²
- Split your home loan into a variable and fixed option
- Enjoy discounts on other products
Certainty of a fixed rate
Premier Package Home Loan
5.29%per annump.a
Owner Occupied P&I. LVR up to 80%. 1 year fixed*
5.81%per annump.a
Comparison Rate1
5.14%per annump.a
Owner Occupied P&I. LVR up to 80%. 2 years fixed*
5.77%per annump.a
Comparison Rate1
5.24%per annump.a
Owner Occupied P&I. LVR up to 80%. 3 years fixed*
5.77%per annump.a
Comparison Rate1
5.64%per annump.a
Owner Occupied P&I. LVR up to 80%. 4 years fixed*
5.90%per annump.a
Comparison Rate1
5.64%per annump.a
Owner Occupied P&I. LVR up to 80%. 5 years fixed*
5.91%per annump.a
Comparison Rate1
5.74%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 1 year fixed*
6.60%per annump.a
Comparison Rate1
5.84%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 2 years fixed*
6.56%per annump.a
Comparison Rate1
5.94%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 3 years fixed*
6.55%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 4 years fixed*
6.66%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 5 years fixed*
6.66%per annump.a
Comparison Rate1
5.74%per annump.a
Owner Occupied P&I. LVR above 90%. 1 year fixed*
7.03%per annump.a
Comparison Rate1
5.84%per annump.a
Owner Occupied P&I. LVR above 90%. 2 years fixed*
6.96%per annump.a
Comparison Rate1
5.94%per annump.a
Owner Occupied P&I. LVR above 90%. 3 years fixed*
6.90%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 90%. 4 years fixed*
6.97%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 90%. 5 years fixed*
6.93%per annump.a
Comparison Rate1
- Make extra repayments and redraw without a fee⁴
- $390 annual fee applies
Our lowest variable rate
Basic Home Loan
5.44%per annump.a
Investment P&I. LVR up to 60%*
5.47%per annump.a
Comparison Rate1
5.49%per annump.a
Investment P&I. LVR above 60% - 70%*
5.52%per annump.a
Comparison Rate1
5.54%per annump.a
Investment P&I. LVR above 70% - 80%*
5.57%per annump.a
Comparison Rate1
6.14%per annump.a
Investment P&I. LVR above 80% - 90%*
6.17%per annump.a
Comparison Rate1
6.79%per annump.a
Investment P&I. LVR above 90%*
6.82%per annump.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A variable loan with offset
Complete Home Loan
5.54%per annump.a
Investment P&I. LVR up to 60%*
5.57%per annump.a
Comparison Rate1
5.59%per annump.a
Investment P&I. LVR above 60% - 70%*
5.62%per annump.a
Comparison Rate1
5.64%per annump.a
Investment P&I. LVR above 70% - 80%*
5.67%per annump.a
Comparison Rate1
6.24%per annump.a
Investment P&I. LVR above 80% - 90%*
6.27%per annump.a
Comparison Rate1
6.89%per annump.a
Investment P&I. LVR above 90%*
6.92%per annump.a
Comparison Rate1
- 100% variable offset²
- Competitive variable rate
- No ongoing or monthly fees
A variable loan with multiple offsets
Premier Package Home Loan
5.54%per annump.a
Investment P&I. LVR up to 60%*
5.92%per annump.a
Comparison Rate1
5.59%per annump.a
Investment P&I. LVR above 60% - 70%*
5.97%per annump.a
Comparison Rate1
5.64%per annump.a
Investment P&I. LVR above 70% - 80%*
6.02%per annump.a
Comparison Rate1
6.68%per annump.a
Investment P&I. LVR above 80% - 90%*
7.05%per annump.a
Comparison Rate1
7.28%per annump.a
Investment P&I. LVR above 90%*
7.64%per annump.a
Comparison Rate1
- Up to 8 offset accounts²
- Split your home loan into a variable and fixed option
- $390 annual fee applies
Certainty of a fixed rate
Premier Package Home Loan
5.49%per annump.a
Investment P&I. LVR up to 80%. 1 year fixed*
6.01%per annump.a
Comparison Rate1
5.39%per annump.a
Investment P&I. LVR up to 80%. 2 years fixed*
5.97%per annump.a
Comparison Rate1
5.49%per annump.a
Investment P&I. LVR up to 80%. 3 years fixed*
5.98%per annump.a
Comparison Rate1
5.94%per annump.a
Investment P&I. LVR up to 80%. 4 years fixed*
6.13%per annump.a
Comparison Rate1
5.94%per annump.a
Investment P&I. LVR up to 80%. 5 years fixed*
6.15%per annump.a
Comparison Rate1
6.04%per annump.a
Investment P&I. LVR above 80% - 90%. 1 year fixed*
6.98%per annump.a
Comparison Rate1
6.09%per annump.a
Investment P&I. LVR above 80% - 90%. 2 years fixed*
6.93%per annump.a
Comparison Rate1
6.29%per annump.a
Investment P&I. LVR above 80% - 90%. 3 years fixed*
6.93%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 80% - 90%. 4 years fixed*
7.05%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 80% - 90%. 5 years fixed*
7.05%per annump.a
Comparison Rate1
6.04%per annump.a
Investment P&I. LVR above 90%. 1 year fixed*
7.50%per annump.a
Comparison Rate1
6.09%per annump.a
Investment P&I. LVR above 90%. 2 years fixed*
7.39%per annump.a
Comparison Rate1
6.29%per annump.a
Investment P&I. LVR above 90%. 3 years fixed*
7.35%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 90%. 4 years fixed*
7.42%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 90%. 5 years fixed*
7.38%per annump.a
Comparison Rate1
- Make extra repayments and redraw without a fee⁴
- $390 annual fee applies
Our lowest variable rate
Basic Home Loan
5.69%per annump.a
Investment interest only. LVR up to 60%*
5.58%per annump.a
Comparison Rate1
5.74%per annump.a
Investment interest only. LVR above 60% - 70%*
5.63%per annump.a
Comparison Rate1
5.79%per annump.a
Investment interest only. LVR above 70% - 80%*
5.68%per annump.a
Comparison Rate1
6.39%per annump.a
Investment interest only. LVR above 80% - 90%*
6.28%per annump.a
Comparison Rate1
7.04%per annump.a
Investment interest only. LVR above 90%*
6.94%per annump.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A variable loan with offset
Complete Home Loan
5.79%per annump.a
Investment interest only. LVR up to 60%*
5.68%per annump.a
Comparison Rate1
5.84%per annump.a
Investment interest only. LVR above 60% - 70%*
5.73%per annump.a
Comparison Rate1
5.89%per annump.a
Investment interest only. LVR above 70% - 80%*
5.78%per annump.a
Comparison Rate1
6.49%per annump.a
Investment interest only. LVR above 80% - 90%*
6.38%per annump.a
Comparison Rate1
7.14%per annump.a
Investment interest only. LVR above 90%*
7.04%per annump.a
Comparison Rate1
- 100% variable offset²
- Competitive variable rate
- No ongoing or monthly fees
A variable loan with multiple offsets
Premier Package Home Loan
5.79%per annump.a
Investment interest only. LVR up to 60%*
6.03%per annump.a
Comparison Rate1
5.84%per annump.a
Investment interest only. LVR above 60% - 70%*
6.05%per annump.a
Comparison Rate1
5.89%per annump.a
Investment interest only. LVR above 70% - 80%*
6.13%per annump.a
Comparison Rate1
6.93%per annump.a
Investment interest only. LVR above 80% - 90%*
7.16%per annump.a
Comparison Rate1
7.53%per annump.a
Investment interest only. LVR above 90%*
7.75%per annump.a
Comparison Rate1
- Up to 8 offset accounts²
- Split your home loan into a variable and fixed option
- $390 annual fee applies
Certainty of a fixed rate
Premier Package Home Loan
5.64%per annump.a
Investment interest only. LVR up to 80%. 1 year fixed*
6.02%per annump.a
Comparison Rate1
5.54%per annump.a
Investment interest only. LVR up to 80%. 2 years fixed*
6.00%per annump.a
Comparison Rate1
5.64%per annump.a
Investment interest only. LVR up to 80%. 3 years fixed*
6.02%per annump.a
Comparison Rate1
6.09%per annump.a
Investment interest only. LVR up to 80%. 4 years fixed*
6.18%per annump.a
Comparison Rate1
6.09%per annump.a
Investment interest only. LVR up to 80%. 5 years fixed*
6.22%per annump.a
Comparison Rate1
6.19%per annump.a
Investment interest only. LVR above 80%. 1 year fixed*
6.99%per annump.a
Comparison Rate1
6.24%per annump.a
Investment interest only. LVR above 80%. 2 years fixed*
6.96%per annump.a
Comparison Rate1
6.44%per annump.a
Investment interest only. LVR above 80%. 3 years fixed*
6.98%per annump.a
Comparison Rate1
6.85%per annump.a
Investment interest only. LVR above 80%. 4 years fixed*
7.11%per annump.a
Comparison Rate1
6.85%per annump.a
Investment interest only. LVR above 80%. 5 years fixed*
7.12%per annump.a
Comparison Rate1
- Make extra repayments and redraw without a fee⁴
- $390 annual fee applies
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