Car Insurance
Whether you’re a beginner or an experienced driver, knowing that you’re covered during your journey is peace of mind.
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Our focus is protecting you with market-leading Insurance.
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Essential coverage
Comprehensive Basics
Comprehensive Basics Car Insurance protects your car from damage caused by collisions, fire, theft, and adverse weather conditions. Additionally, it covers any damage your car may cause to other people’s vehicles and property. As an entry-level option, this policy does not include optional extras.
Features
- Covers anyone you let drive your car
- Theft, storm damage, fire and flood
- Damage from an accident
- Damage if you cause an accident
- Cover for baby capsules and baby seats if they’re stolen or damaged in an accident
- Taxi fare after an accident
A range of insured events
Comprehensive
Comprehensive Car Insurance policy provides a range of insured events, including damage from fire, theft, weather and collisions.
It also covers any damage your car may cause to other people’s vehicles and property.
Features
- If your new car is written off in its first two years, CGU tries to replace it with a similar new car
- Covers anyone you let drive your car
- Theft, storm damage, fire and flood
- Damage from an accident
- Damage if you cause an accident
- Cover for baby capsules and baby seats if they’re stolen or damaged in an accident
Top-tier cover
Comprehensive Plus
Comprehensive Plus is the top-tier insurance policy CGU offers. Providing coverage for a range of events, including damage from fire, theft, weather and collisions.
It also covers any damage your car may cause to other people’s vehicles and property.
Features
- If your new car is written off in its first three years, CGU tries to replace it with a similar new car
- Covers anyone you let drive your car
- Theft, storm damage, fire and flood
- Damage from an accident
- Damage if you cause an accident
- Cover for baby capsules and baby seats if they’re stolen or damaged in an accident
- $0 excess for glass damage
- Hire car after any incident CGU cover
Covers the cost of damage to others’ vehicles
Third Party Property Damage
Features
- Covers damage to your car if an uninsured driver causes an accident (up to $5,000)
- Covers damage to other cars if you cause an accident
- Covers towing to a safe place if an uninsured driver causes an accident
- Cover for damage you cause to other people's cars or property in an accident (up to $20 Million)
Added protection for fire and theft
Third Party Fire and Theft
Third Party Fire and Theft Insurance helps cover costs if your car is stolen, catches fire, or is damaged by an uninsured driver. It also provides coverage for damage you cause to other people's vehicles and property in an accident.
Features
- Covers for damage to your car caused by fire (up to $10,000)
- Covers damage to your car if an uninsured driver causes an accident (up to $5,000)
- Cover your car if it’s stolen or damaged by someone trying to steal it (Up to $10,000)
- Covers damage to other cars if you cause an accident
- Covers towing to a safe place if an uninsured driver causes an accident
- Cover for damage you cause to other people's cars or property in an accident (up to $20 Million)
Frequently asked questions
Contacting CGU Claims
Managing your account online
Important information