BSB 704-191

Why Bank First?

Bank First was founded over 50 years ago to meet a social need. That focus continues today. We are committed to providing a better banking experience to all the people and occupations that drive a better community.

Switch your banking

From the products and services we offer through to our dedicated Member consultants, we pride ourselves on putting our Members first.

Open an accountCall 1300 654 822

Become a Member by opening an account

Easy access for your day-to-day purchases
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Everyday Account

  • $0 monthly account fees
  • No ATM withdrawal fees in Australia
  • Access funds 24/7 using a Visa Debit Card
  • No minimum deposit needed
  • For all Members aged 18 and over
Learn moreApply now
Everyday account for kids and teenagers
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First Access Account

1.95 % per annumInterest rate (all amounts)
  • No account keeping or transaction fees
  • Optional Visa Debit Card available
  • Easy access to funds
Learn moreApply now
Everyday account for pensioners
Happy-woman-sitting-for-yoga-with-friends.-Mature-female-is-laughing-while-enjoying-morning-routine.-She-is-in-public-park.

Pension Account

3.40 % per annumInterest rate (all amounts)
  • $0 monthly account fees and ATM withdrawal fees in Australia
  • Competitive interest rate
  • No minimum balance necessary
Learn moreApply now

Switch your salary and regular payments

Make your money work for you. Once your salary, direct debits and credits have been successfully transferred to Bank First, you can close your old accounts.

Step 1
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Online Account Application

Become a Bank First Member by opening an Everyday Account.
  • Complete an online application in a little as 5 minutes
  • Individual and joint accounts are available
Apply nowTerms and Conditions
Step 2
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Switch your salary

Make the most of your account by switching your salary.
  • Provide your employer our BSB 704-191
  • Provide your employer with your Bank First account number

Alternatively, complete our Crediting Pay or Income Form and we can arrange it for you.

Crediting form
Step 3
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Switch your regular payments

Download and complete the following forms and return to us. We'll take care of the rest.

  • Complete Switch of Regular Payments Arrangement form
  • Complete Notice of Variation of Account Details form
Payments formVariation form
Terms and Conditions