Home loan resources
Home loan jargon explained
Interest rates
Home loan rate. Comparison rate. Fixed rate. Variable rate. Here’s what each means and how they affect what you pay.
Loan-to-Value Ratio (LVR)
Loan-to-value ratio (LVR) can impact how much you can borrow. Find out what it is, and how to calculate it.
Offset account
Find out what an offset account is, how it works, and how it can help you to own your home sooner.
Redraw facility
Learn about what a redraw facility does and how you can use it to your advantage with your home loan.
Split home loan
Splitting your home loan gives you greater flexibility. Learn how it works, and how it could help you in the long run.
Principal and interest
A repayment arrangement that allows you to pay both the amount you borrowed (principal) and the interest charged.
Interest-only
A repayment arrangement that allows you to pay only the interest charged for a set period of time.
Refinance
Switching your home loan to a new loan, either with the same or a different lender.
Home loan guides
Home loan care
Home loan options
First home buyer checklist
Home loan calculators
Loan repayments calculator
See what your repayments could be and how to pay off your loan faster.
Borrowing power calculator
Work out how much you can expect to borrow based on your current salary and financial commitments.
Loan comparison calculator
Compare two loans side by side and see which one could save you more.
Stamp duty calculator
Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.
Budget planner calculator
Track your income and spending to stay on top of your money.
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