Home loan resources

Home loan rate. Comparison rate. Fixed rate. Variable rate. Here’s what each means and how they affect what you pay. 

Loan-to-value ratio (LVR) can impact how much you can borrow. Find out what it is, and how to calculate it.

Find out what an offset account is, how it works, and how it can help you to own your home sooner.

Learn about what a redraw facility does and how you can use it to your advantage with your home loan.

Splitting your home loan gives you greater flexibility. Learn how it works, and how it could help you in the long run.

A repayment arrangement that allows you to pay both the amount you borrowed (principal) and the interest charged. 

A repayment arrangement that allows you to pay only the interest charged for a set period of time.

Switching your home loan to a new loan, either with the same or a different lender.