Home Loan Resources

Home loan resources

Home loans don't have to be complicated. We're here to answer your questions and break down the bank jargon, so that you can feel financially empowered.

Home loan jargon explained

Interest ratesInterest rates

Home loan rate. Comparison rate. Fixed rate. Variable rate. Here’s what each means and how they affect what you pay.

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Loan-to-Value Ratio (LVR)Loan-to-Value Ratio (LVR)

Loan-to-value ratio (LVR) can impact how much you can borrow. Find out what it is, and how to calculate it.

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Offset accountOffset account

Find out what an offset account is, how it works, and how it can help you to own your home sooner.

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Redraw facility

Home loan calculators

Explore our range of calculators, designed to help you estimate loan repayments, compare home loan products and manage your money effectively.

Loan repayments calculator

See what your repayments could be and how to pay off your loan faster.

Calculate loan repayments.

Borrowing power calculator

Work out how much you can expect to borrow based on your current salary and financial commitments.

Calculate borrowing power.

Loan comparison calculator

Compare two loans side by side and see which one could save you more.

Compare loans.

Stamp duty calculator

Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.

Estimate stamp duty.

Budget planner calculator

Track your income and spending to stay on top of your money.

Plan your budget.

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Home loan resources

Home loans don't have to be complicated. We're here to answer your questions and break down the bank jargon, so that you can feel financially empowered.