Health Insurance
Health insurance that's useful for all you do
Whether it's keeping you in shape for the things you love or for that unexpected accident or illness Australian Unity has cover to suit your lifestyle and needs.
Get real value from your health insurance, knowing your health cover has been designed by Australian Unity with benefits that are actually useful for all you do - with options like dental, optical, physio, chiro, accident cover and even travel vaccines.
Quote and Win $1,000!
Don't miss your chance to win one of five $1,000 Mastercard gift cards just by getting a health insurance quote over the phone^^ plus get 9 more entries if you also join^^. That's 10 chances to win!
Special offers with Australian Unity
Enjoy 9% off
As a Member, you can enjoy 9% off corporate health insurance* all day, every day - whether it's hospital cover, extras cover or both.
7 weeks free!
Get 7 weeks free^ when you join corporate hospital and extras or extras only by 14 December.
Enjoy these benefits and more
- 100% back on your dental check up#
- Up to 100% back on optical~ plus discounts at leading eyewear retailers
- Accident Cover for increased cover if injury caused by an Accident++
- Extras cover with 50%, 60%, 70% or 75% back
- Cover to support a healthy lifestyle including gym memberships, skin checks and nicotine replacement therapy**
- No need to re-serve waiting periods+
- Digital card and mobile app for easy claiming and service
- Save on retail, food, travel, entertainment and more with our Wellplan Rewards program
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Hospital and Extras
Hospital
Extras
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The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs. Learn more here.
* 9% discount only applies to corporate products and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. This discount is not to be used in conjunction with any other offers or discounts except a valid weeks free promotional offer or the Refer a Friend promotional offer subject to relevant T&Cs.
# At our No Gap Dental Network. Selected products and services. Annual limits and waiting periods apply.
~ Selected products. Yearly limits and waiting periods may apply.
++ For Accidents which occur after joining your cover. Selected hospital/combination covers only.
+ If previous cover was a similar or higher level. T&C’s apply
** T&Cs and eligibility criteria apply.
^ New members on new memberships. Ends 14 December 2025. Read T&Cs at www.australianunity.com.au/health-insurance/affiliate/tcs
^^ Ends 6 January 2026. T&Cs apply.
Bank First Disclaimers
Victoria Teachers Limited (t/a Bank First) does not provide health insurance and does not guarantee or warrant the products offered by Australian Unity Limited. Bank First is authorised by Australian Unity Limited to distribute its products and receives a commission of up to 11.25% of the premium. This is included in the amount that you pay for the product.
Important Information
This information does not take into account your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the general Terms and Conditions, Financial Services Guide (FSG) and the relevant Target Market Determination (TMD) before acquiring a financial product. These documents are available at https://www.australianunity.com.au/health-insurance/corporate-affiliate/bankfirst