The information on this page is a summary only. Please read the product Fact Sheet to understand the benefits, limits, restrictions, exclusions, waiting periods, pre-existing conditions and excesses that apply, and what it means to be 'Covered' including out-of-pocket costs. Learn more here.
* 9% discount only applies to corporate products and is only available when paying by direct debit. The discount is not available through brokers or comparators, and excludes Overseas Visitor Cover. This discount is not to be used in conjunction with any other offers or discounts except a valid weeks free promotional offer or the Refer a Friend promotional offer subject to relevant T&Cs.
# At our No Gap Dental Network. Selected products and services. Annual limits and waiting periods apply.
~ Selected products. Yearly limits and waiting periods may apply.
++ For Accidents which occur after joining your cover. Selected hospital/combination covers only.
+ If previous cover was a similar or higher level. T&C’s apply
** T&Cs and eligibility criteria apply.
^ New members on new memberships. Ends 14 December 2025. Read T&Cs at www.australianunity.com.au/health-insurance/affiliate/tcs
^^ Ends 6 January 2026. T&Cs apply.
Bank First Disclaimers
Victoria Teachers Limited (t/a Bank First) does not provide health insurance and does not guarantee or warrant the products offered by Australian Unity Limited. Bank First is authorised by Australian Unity Limited to distribute its products and receives a commission of up to 11.25% of the premium. This is included in the amount that you pay for the product.
Important Information
This information does not take into account your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the general Terms and Conditions, Financial Services Guide (FSG) and the relevant Target Market Determination (TMD) before acquiring a financial product. These documents are available at https://www.australianunity.com.au/health-insurance/corporate-affiliate/bankfirst