Insurance

Standard underwriting criteria and policy terms and conditions apply. Insurance issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 under the CGU brand. In arranging this insurance, Victoria Teachers Limited ABN 44 087 651 769 AFSL 240960 trading as Bank First (Bank First), acts under its own AFSL and under an agreement with CGU, not as your agent. Bank First receives commission when selling CGU insurance products. Please refer to Bank First's Financial Services Guide (FSG) for details of these commissions. Any advice is general only. This information does not take into consideration your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD).

For full terms and conditions, please download the relevant PDS below:

Car Product Disclosure Statement (PDS)
Travel Product Disclosure Statement (PDS)
Home Insurance Product Disclosure Statement (PDS)
Landlord Product Disclosure Statement (PDS) 
Motorcycle Product Disclosure Statement (PDS)
Caravan Product Disclosure Statement (PDS)
Boat Product Disclosure Statement (PDS)

To obtain a Product Disclosure Statement, Target Market Determination or Key Fact Sheet for CGU insurance policy that was issued before 27 May 2025, please contact CGU directly on 1300 943 690.

Bank First is an affiliate of Australian Unity. Affiliates of Bank First such as its members are also members of a contribution group. Under the Private Health Insurance Act and the related Complying Product Rules, a contribution group is permitted to receive a discount. The discount will be subject to removal post cessation of your Bank First membership, exiting the contribution group.