Website and App Terms and Conditions

Privacy
When you use our website and App we may collect personal information about you. Our Privacy Policy, which is available on our website, details how we collect, use, disclose and generally handle your personal information.

Home First Portal and Online Calculators
The information and figures generated by our Home First portal and online calculators is general in nature, are approximates, and should be taken as a guide only. Some information, such as property, suburb and amenities data, is sourced from third parties and we cannot guarantee the accuracy or completeness of the information provided. Calculations assume that the interest rate used and any fees and charges remain unchanged for the full term of the loan and that repayments are made on time, as required by the contract.

Website & App Security
You use our website and App at your own risk. We are unable to guarantee that our website or App are free of viruses or other malware, therefore, you should ensure that the devices you use to access our website and App are protected from viruses and malware.

No Alteration
You agree not to attempt to alter our website or App or to transfer, or attempt to transfer, any material, malware, viruses or code that could cause damage or harm, or compromise the security of our website or App.

Availability
While we endeavour to ensure our website and APP are always available, we cannot guarantee that access to our website or App will be uninterrupted.

No Reliance
All the information on our website and App is subject to change without notice. While we make every endeavour to ensure our website and App information is up to date and accurate, we cannot always guarantee the accuracy or completeness of the information.

Third Party Websites

Links are provided to third party websites solely for the purpose of convenience. The presence of any link to a third party is not an endorsement of that third party and their opinions are not necessarily ours. We are not responsible for the content, accuracy or availability of the third party websites. By using links from our website or App you do so at your own risk and we accept no responsibility or liability from their unavailability or your use of them.

Liability
To the extent permitted by law, we, our agents, contractors and employees are not liable to you for any loss, damage or expense from any cause (including negligence) from your use of, or information contained within, our website or App; or from our website or App being unavailable.

Copyright & Trademark
All content on our website and App is subject to copyright or trademark. You may view and download material for your personal and non-commercial use only, otherwise no part of the content may be reproduced or distributed in any form without our prior written consent.

Amendments to these Terms & Conditions
We may change these Terms & Conditions at any time, with notification of changes made by publishing the amended version on our website and App.

Effective 24 April 2018