Make your money work harder!
Hurry, for a limited time only. Conditions apply.
4.55%p.a
90 days Term Deposit
4.75%p.a
180 days Term Deposit
A smarter Bank First app
Quicker, smarter and more intuitive, our Bank First App has had a refresh!
You can personalise your banking to manage your money the way you want to.
With enhanced security, you can change your bank and card settings straight from the app.
Celebrating innovation in our schools
Congratulations to our 2023 Teaching Initiative Program winners. Find out if your school made this year’s TIP list.
News and Articles
Waiving LMI premiums for teachers and healthcare sectors
Bank First offers home loans that help those in the education and healthcare sectors avoid Lenders Mortgage Insurance.
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CBA ATMs
We can confirm that the issue with CBA ATMs have been fixed. Please note that the screens you see may have changed slightly.
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Pinchapoo tackling Australia’s hygiene poverty crisis
As the biggest national not-for-profit supplier of personal hygiene essentials, Pinchapoo’s (short for Pinch-a-Shampoo) mission is to support Australian’s who experience hygiene poverty.
Visit nowSupporting you through each life stage
No matter what life stage you’re at, we’re here to support you with products and advice best suited to your individual needs. Explore your options below!
Saving for your first home?
First Home Bonus Saver
Our First Home Bonus Saver earns extra interest with $600 cashback and the establishment fee waived if you take out a home loan with us.
T&Cs apply.
4.35%p.a
Bonus interest rate3
0.05%p.a
Base interest rate
- Cash back
- No minimum first deposit
- Grow your savings quickly
- Earn bonus interest
Kickstart your savings online
Online Saver Account
With our Online Saver Account you can get rewarded while getting one step closer to your savings goal.
3.80%p.a
Interest rate ($2,000 - $149,999)
0.05%p.a
Interest rate ($0 - $1,999)
- Earn bonus interest
- No monthly account keeping fees
- Grow your savings quickly
- Unlimited withdrawals with no penalty
Lock in a low rate
Premier Package Home Loan
We’re here to support you with a home loan package to suit your needs. Available to owner occupied members LVR < 80%.
6.30%p.a
Owner Occupied P&I. LVR less than 80%. 3 years introductory rate1
6.90%p.a
Comparison Rate2
- Low introductory variable rate
- Multiple offset accounts
- Flexible features
- Enjoy discounts on other products
A helping hand
Personal Loan
From a holiday to a renovation, sometimes you need a unique solution. Our Personal Loan can help you achieve your dream.
9.64%p.a
Variable interest rate
11.00%p.a
Comparison Rate4
- Flexible repayment options
- Redraw option
- No ongoing fees
- Secure a personal loan for up to 7 years
Peace of mind
Home and Contents Insurance
Feel at peace knowing your home and contents are safe with CGU Home and Contents Insurance.⁵
- Choice of 3 cover options
- Flexible payment options
- Lodge claims 24/7
- We've partnered with CGU, one of Australia's most trusted insurers
Ready for the future
Financial planning
Need help to build your wealth and protect your family for the future? Chat to a Financial Planner today to explore your options.
- Our expert, ethical advice is designed to put you first
- Suitable investment strategies
- Protect your loved ones
- Estate planning
Lock in a low rate
Premier Package Home Loan
We’re here to support you with a home loan package to suit your needs. Available to owner occupied members LVR < 80%.
6.30%p.a
Owner Occupied P&I. LVR less than 80%. 3 years introductory rate1
6.90%p.a
Comparison Rate2
- Low introductory variable rate
- Multiple offset accounts
- Flexible features
- Enjoy discounts on other products
Protect your family
Life Insurance
Make the right decision to protect your family’s future. Whether it be life insurance or income protection, you can have peace of mind for your family’s future. Contact us today for a quote.
- We’ve partnered with Zurich, whose focus is providing you cover that will give you peace of mind
- A commitment to paying claims quickly, sensitively and transparently
- Making it easy to get the information you need and the help you want
Ready for the future
Financial planning
Need help to build your wealth and protect your family for the future? Chat to a Financial Planner today to explore your options.
- Our expert, ethical advice is designed to put you first
- Suitable investment strategies
- Protect your loved ones
- Estate planning
Bonuses on savings
Bonus Saver Account
Reach your savings goal quicker with a Bonus Saver Account. Get bonus interest when you make a deposit of at least $1 each month.
4.30%p.a
Bonus interest rate ($0 - $149,999)6
0.05%p.a
Base interest rate ($0 - $149,999)
- No minimum first deposit, so you can start saving today
- Interest calculated daily and applied monthly
- Generous bonus interest
Kickstart your savings online
Online Saver Account
With our Online Saver Account you can get rewarded while getting one step closer to your savings goal.
3.80%p.a
Interest rate ($2,000 - $149,999)
0.05%p.a
Interest rate ($0 - $1,999)
- Earn bonus interest
- No monthly account keeping fees
- Grow your savings quickly
- Unlimited withdrawals with no penalty
Grow your money
Term Deposit
Grow your savings and keep your money safe for the future with a Term Deposit. Choose from a different range of terms to suit your needs.
- Fixed return on your investments
- Deposit protection
- No monthly account or application fees
- Flexible terms
Everyday account for pensioners
Pension Account
Competitive interest rates for pensioners to make sure that your money's working for you.
3.40%p.a
(for part balance $0 - $48,599)
3.40%p.a
(for part balance $48,600 - $149,999)
- No minimum balance necessary
- Access your funds whenever you need them for your everyday spending
- Benefit from interest that is a higher rate than a standard transaction account
Kickstart your savings online
Online Saver Account
With our Online Saver Account you can get rewarded while getting one step closer to your savings goal.
3.80%p.a
Interest rate ($2,000 - $149,999)
0.05%p.a
Interest rate ($0 - $1,999)
- Earn bonus interest
- No monthly account keeping fees
- Grow your savings quickly
- Unlimited withdrawals with no penalty
No wallet, no problem
Simply add your card to your digital wallet and pay on-the-go through Apple Pay7 or Google Pay7.
Quick and easy, tap and go.
Bank First acknowledges the Traditional Custodians of the land on which we come together and we pay our respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples and other First Nations people who are part of our community.