Personal Loans
The details
Flexible repayment options
With our flexible repayment options you can choose to pay weekly, fortnightly or monthly.Pay off your variable loan quicker
Make additional repayments without early repayment penalties.³No redraw fees
Minimum redraw is $500.Break Cost Fee
You will only incur a Break Cost Fee during a fixed interest rate period.Loan period
Secure a personal loan from $5,000 for up to 7 years.Interest rate
Your personal loan interest rate is calculated daily and charged monthly in arrears.
Rates and fees
Variable
Interest rate (p.a.)
Comparison Rate (p.a.)1
Variable interest rate
9.64%
11.00%
Fixed
Interest rate (p.a.)
Comparison Rate (p.a.)1
1 year
9.64%
11.00%
2 years
9.64%
11.00%
3 years
9.64%
11.00%
4 years
9.64%
11.00%
5 years
9.64%
11.00%
Loan Repayments
Principal & interest repayments.
Security
Personal loans may require security, but we assess it on a case-by-case basis.
One-off Fees
Application fee
$0
Establishment fee2
$195
Redraw fee
$0
Ongoing Fees
Annual fee
$0
Interest Rates effective 22 January 2026.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
Establishment fee only payable if loan is funded.
No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.