Disclosure Documents

General advice warning

The information provided on this website does not take into account your objectives, financial situation or needs. Therefore you should firstly consider the appropriateness of this information and refer to the Terms and Conditions or the relevant Product Disclosure Statement (PDS) before acquiring a product.

These documents are available at our branches or by contacting us on 1300 654 822.

Disclosure documents

Changes to Terms & Conditions Part B: Fees and Charges
Effective 11 June 2026, the Settlement Fee for new home loans has increased to $595. We’ve also made adjustment to the description of Other Charges, noting this is inclusive of third-party processing fees. See Terms and Conditions Part B – Fees and Charges for further information.

• Terms and Conditions Part A - Product Information

• Terms and Conditions Part B - Fees and Charges

• Terms and Conditions Home and Investment Loans

• Terms and Conditions Visa Credit Card

• Terms and Conditions Internet Banking

• Terms and Conditions Mobile Wallets

• Super Saver Account Product Information

• Financial Services Guide (FSG)

• Credit Guide

• Part C - Interest Rates

• Part C - Schools and Preschools - Interest Rates

• Product Range

• Terms of the Loan and Continuing Credit Contracts

Target Market Determinations

Bank First Target Market Determinations are available here.