Disclosure Documents

General advice warning

The information provided on this website does not take into account your objectives, financial situation or needs. Therefore you should firstly consider the appropriateness of this information and refer to the Terms and Conditions or the relevant Product Disclosure Statement (PDS) before acquiring a product.

These documents are available at our branches or by contacting us on 1300 654 822.

Disclosure documents

Changes to Terms & Conditions Part A (Product Information) and Part C (Interest Rates)
Effective 1 September 2026, a new savings product Strong Start Saver (S89), will be added to our product range. As part of this change, First Saver Account (S19) holders will automatically be transferred to Strong Start Saver when they turn 18. Strong Start Saver is our online savings account designed for members 15 -35 (inclusive).

• Terms and Conditions Part A - Product Information

• Terms and Conditions Part B - Fees and Charges

• Terms and Conditions Home and Investment Loans

• Terms and Conditions Visa Credit Card

• Terms and Conditions Internet Banking

• Terms and Conditions Mobile Wallets

• Super Saver Account Product Information

• Financial Services Guide (FSG)

• Credit Guide

• Part C - Interest Rates

• Part C - Schools and Preschools - Interest Rates

• Product Range

• Terms of the Loan and Continuing Credit Contracts

Target Market Determinations

Bank First Target Market Determinations are available here.