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BSB 704-191

Financial Planning

Our expert, ethical advice is designed to put you first. We’ll sit down with you, identify your individual needs and together we’ll create a plan for your future.

Here’s how we can help you

Plan for retirement

So you can live the retirement lifestyle of your dreams.

Suitable investment strategies

Tailored to your risk-return profile.

Protect your loved ones

For your own peace of mind.

Estate planning

To prepare future generations.


Why make an appointment?

As a customer owned bank, 100% of our profits are reinvested into you. This means that our Senior Financial Planners are solely focused on putting you first, as they always have.

With over 12-years experience and trust and transparency at the forefront of their mind, our Senior Financial Planners are here to understand your needs and recommend the right strategy for you.

It all starts with an initial consultation for just $150.

Meet our team

Ben Holian

Hawthorn East

Steve Reardon

Hawthorn East

Anjali Sharma

Hawthorn East

Paul Patman

Moonee Ponds

Fact Sheets

  • Contributing to Superannuation is a tax-effective way to save for your retirement.

    Salary Sacrifice to Superannuation

  • A secure financial future is a priority for all of us, because it gives us freedom and choice. Regular investing can help you to achieve financial freedom.

    Regular Investment Plan

  • What helps set our financial planning service apart? 

    Financial Planners that put you first

  • The Superannuation Co-contribution is a helping hand from the Government to assist you to save for your retirement.

    Government Super Co-contribution

  • When investing, it is important to understand the risks associated with investments chosen as all investments have risks associated with them.

    Understanding Risk

Frequently asked questions

  • Consultations run for an average of one hour.

  • Face-to-face consultations are held at one of our branches in Hawthorn East or Moonee Ponds.

    We also offer consultations over the phone or convenient video conferences.

  • At your first consultation, our Financial Planners will start by developing a thorough understanding of your current situation.

    Using this as a foundation, they will then work with you to develop a set of realistic financial goals and a strategy to help you achieve them following your meeting. 

  • To help you develop a deep understanding of your needs and situation, your Financial Planner will require:

    • Your completed Fact Finder and Risk Profiler forms.

    • Your most recent pay slips.

    • Your bank statements.

    • Your superannuation statements.

    • Details of other investments or any further information pertaining to your personal financial circumstances.


  • Your session might cover topics such as:

    • How you can plan for your retirement.

    • Establishing tax-effective income streams for your retirement.

    • Reducing your income tax with salary packaging.

    • Making the most of your superannuation.

    • The most tax-effective strategies for your finances.

    • Investment strategies tailored to your risk profile.