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BSB 704-191

Basic Home Loan

Make buying a home simple with our lowest variable rate, flexible repayments and no redraw fees.

Our simplest home loan
Variable interest rate
Comparison Rate
  • Owner occupied P&I
  • LVR up to 60%

Our simplest home loan

Our lowest variable rate allowing you to save on interest.

Save on interest

Make extra repayments and redraw without a fee#.

Save on fees

No ongoing or monthly fees.

Rates and Fees

  • Principal and Interest


    Interest rate (p.a.)*

    Comparison Rate (p.a.)1

    LVR up to 60%



    LVR up to 80%



    LVR up to 90%



    LVR greater than 90%




  • One-off Fees



    Establishment fee


    Settlement fee


    Redraw fee


    Ongoing Fees



    Annual fee


    Monthly fee



Additional information

  • A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.

    Generate a Home Loan Key Facts Sheet
    A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.

Important Information

Interest Rates effective 11 April 2024.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.

1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Comparison rates for variable Interest Only loans are based on an initial 5-year Interest Only period. Comparison rates for fixed Interest Only loans are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. Fees and charges apply. Terms and conditions available upon request.

#. Minimum redraw is $500.