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Basic Home Loan

Make buying a home simple with our lowest variable rate, flexible repayments and no redraw fees.

Our simplest home loan

Our lowest variable rate allowing you to save on interest.

6.09%p.a
Owner Occupied P&I. LVR less than 60%. Variable interest rate
6.12%p.a
Comparison Rate
  • Owner occupied P&I
  • LVR up to 60%
Enquire nowApply now

Our simplest home loan

Our lowest variable rate allowing you to save on interest.

Save on interest

Make extra repayments and redraw without a fee#.

Save on fees

No ongoing or monthly fees.

It's easy to get started

Ready to apply?

Save time and apply online for a home loan or to refinance.

Book an appointment

Our Mobile Bankers can come to you at home, work, or virtually.

Call us

Call 1300 654 822. Monday - Friday between 9am and 5pm.

Request a call back

Not ready to apply but simply wish to make an enquiry?

Rates and Fees

  • Principal and Interest

     

    Interest rate (p.a.)*

    Comparison Rate (p.a.)1

    LVR up to 60%

    6.09%

    6.12%

    LVR up to 80%

    6.24%

    6.27%

    LVR up to 90%

    6.39%

    6.42%

    LVR greater than 90%

    6.84%

    6.87%

     

  • One-off Fees

     

     

    Establishment fee

    $0

    Settlement fee

    $400

    Redraw fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

    Monthly fee

    $0

     

Additional information

  • A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.

    Generate a Home Loan Key Facts Sheet
    A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.

Terms and Conditions

 

Important Information

Interest Rates effective 1 December 2023.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
#. Minimum redraw is $500.