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BSB 704-191

Basic Home Loan

Make buying a home simple with our lowest variable rate, flexible repayments and no redraw fees.

Our simplest home loan
Owner Occupied P&I. LVR less than 60%. Variable interest rate
Comparison Rate
  • Owner occupied P&I
  • LVR up to 60%

Our simplest home loan

Our lowest variable rate allowing you to save on interest.

Save on interest

Make extra repayments and redraw without a fee#.

Save on fees

No ongoing or monthly fees.

Rates and Fees

  • Principal and Interest


    Interest rate (p.a.)*

    Comparison Rate (p.a.)1

    LVR up to 60%



    LVR up to 80%



    LVR up to 90%



    LVR greater than 90%




  • One-off Fees



    Establishment fee


    Settlement fee


    Redraw fee


    Ongoing Fees



    Annual fee


    Monthly fee



Additional information

  • A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.

    Generate a Home Loan Key Facts Sheet
    A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.

Important Information

Interest Rates effective 1 December 2023.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
*Interest rates apply to new lending only.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
#. Minimum redraw is $500.