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First Home Bonus Saver

Saving for a home can be hard, so let's make it a little easier.

Saving for your first home?

Our First Home Bonus Saver earns extra interest and gives you $600 cash back if you take out a home loan with Bank First.²

4.60%p.a
Bonus interest rate1
0.05%p.a
Base interest rate
Apply nowCall 1300 654 822

The details

  • Cash back

    Get a cash back to make buying your first home a little easier.²

  • Be rewarded

    With bonus interest each month you make deposits totalling a minimum of $100 and make no withdrawals.

  • No minimum first deposit

    So you can start saving today.

  • Easy access

    Your money can be easily accessed at any time.

  • Grow your savings

    Grow your savings quickly with interest calculated daily and applied monthly.

Rates and Fees

  • Interest Rates

     

    Interest rate (p.a.)

    Bonus interest

    4.60%

    Base rate

    0.05%

     

  • One-off Fees

     

     

    Account keeping fee

    $0

    Transaction fees3

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

     

How to Apply

Applying for a bank account is a journey you shouldn’t go through alone. We’re here to talk with you about your unique circumstances and recommend the best account for your needs.

Apply onlineApply online

It's quick and easy to get started online.

Apply now

Application formApplication form

Download an application form.

Download now

Call usCall us

We're here to help. Speak to a specialist today.

Call 1300 654 822
Terms and Conditions

 

Important Information

Interest Rates are per annum and are subject to change without notice.
1. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $100 and no withdrawals are made in the calendar month.
2. Cash back will be paid when a new home loan is funded by Bank First and the account was held for a minimum of twelve months with a balance of $5,000 maintained over three consecutive months immediately prior to lodging a home loan application.
3. Other fees and charges may apply.

First Home Bonus Saver Account Interest Rates effective 26 September 2024.