First Home Bonus Saver
Rates and fees
Interest Rates
Interest rate (p.a.)
Bonus interest
3.85%
Base rate
0.05%
One-off Fees
Account keeping fee
$0
Transaction fees3
$0
Ongoing Fees
Annual fee
$0
Boost your savings to buy your home sooner
Features
- Get $600 cash back²
- Earn bonus interest¹
- No minimum first deposit
- Accelerate savings with interest calculated daily, applied monthly
How to apply
We're here to talk with you about your unique circumstances and recommend the best account for your needs.
Interest Rates are per annum and are subject to change without notice.
1. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $100 and no withdrawals are made in the calendar month.
2. Cash back will be paid when a new home loan is funded by Bank First and the account was held for a minimum of twelve months with a balance of $5,000 maintained over three consecutive months immediately prior to lodging a home loan application.
3. Other fees and charges may apply.
First Home Bonus Saver Account Interest Rates effective 22 January 2026.