Skip to Content
BSB 704-191

First Home Bonus Saver

Saving for a home can be hard, so let's make it a little easier.

Saving for your first home?
Bonus interest rate1
Base interest rate

The details

  • Cash back

    Get a cash back to make buying your first home a little easier.²
  • Be rewarded

    With bonus interest each month you make deposits totalling a minimum of $100 and make no withdrawals.
  • No minimum first deposit

    So you can start saving today.
  • Easy access

    Your money can be easily accessed at any time.
  • Grow your savings

    Grow your savings quickly with interest calculated daily and applied monthly.

Rates and Fees

  • Interest Rates


    Interest rate (p.a.)

    Bonus interest


    Base rate



  • One-off Fees



    Account keeping fee


    Transaction fees3


    Ongoing Fees



    Annual fee



How to Apply

Applying for a bank account is a journey you shouldn’t go through alone. We’re here to talk with you about your unique circumstances and recommend the best account for your needs.

Important Information

Interest Rates are per annum and are subject to change without notice.
1. Bonus interest additional to the base rate is earned when deposits totalling a minimum of $100 and no withdrawals are made in the calendar month.
2. Cash back will be paid when a new home loan is funded by Bank First and the account was held for a minimum of twelve months with a balance of $5,000 maintained over three consecutive months immediately prior to lodging a home loan application.
3. Other fees and charges may apply.

First Home Bonus Saver Account Interest Rates effective 4 July 2024.