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BSB 704-191
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Youth Banking

Getting started with money

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Learning the basics

Our financial literacy resources put key money concepts into practice for kids, with simple and interactive lessons.

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Ready for a first bank account?

Find products designed to help kids save for something special, while also learning how their money grows over time.

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Need more support?

We’re here to help. Our consultants are available to answer any questions you have about the right account for your child.

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Banking and savings options for kids

Everyday account for kids
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First Access Account

1.45%per annum
Interest rate (all amounts)
  • No account keeping or transaction fees
  • Optional Visa Debit Card available
  • Easy access to funds
Designed for kids and teenagers
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First Saver

3.65%per annum
Interest rate (all amounts)
  • No account keeping or transaction fees
  • No minimum deposit
  • Access savings at any time

Looking for resources and products for teens or young adults?

Whether they've just landed their first job or a looking to master saving, we’re here to help.

Important Information

Interest Rates effective 4 December 2025.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. * Some ATM operators will charge you a fee to use their ATMs, however this fee will be disclosed at the ATM.