Variable: Allows extra repayments, redraw funds1, and potential benefits.
Fixed: Interest stays the same for a set term, giving predictable repayments2.
Split: Part fixed for certainty, part variable for flexibility3.
Looking for a product with features that better suit your needs but want to stay with Bank First? We don't charge a switching fee if you switch your current home loan to another Bank First home loan product.
For home improvements, extra holiday funds, consolidating debt or draw out equity from your home.
Home loans don't have to be complicated. We’ve broken things down to help you feel in control and confident.
Home loan jargon can be confusing so we’ve put together a simple glossary to help you understand the terms you might come across.
As your life and the market changes, your loan can change with you.
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1For our redraw facility, the Minimum redraw is $500.
2Break costs may apply if you exit during the fixed rate term.
3Available on the Premier Package Home Loan only.
Important Information: The information in this article does not consider your objectives, financial situation or needs. Consider the suitability of this information and refer to the Terms and Conditions or Product Disclosure Statement before acting on any of the information or acquiring a product. Our Terms and Conditions and Product Disclosure Statements is available on our website and at our branches or call 1300 654 822.
