Home loan options
When life changes, your loan can too
Your home loan doesn’t have to stay exactly as it was on day one.
As your life and the market changes, your loan should too. Whether your fixed rate is ending, you’re wondering if you’re still on a competitive deal, or you’re ready to take more control, there are ways to adjust your loan without starting from scratch.
Want to make sure you’re getting the most out of your loan? A quick home loan health check can help you explore whether your loan still suits your needs. Here’s a breakdown of your main options as an existing Bank First home loan member.
Explore loan structures
Variable: Allows extra repayments, redraw funds1, and potential benefits if rates fall.
Fixed: Interest stays the same for a set term, giving predictable repayments for that period2.
