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BSB 704-191

Christmas Club

It’s the savings account to make sure your Christmas is one that you’ll remember forever.

Live a stress-free Christmas
Interest rate (all amounts)

The details

  • Access funds in November

    No access to your Christmas savings until the first business day of November – so you aren’t tempted to draw down on these savings for other purchases.
  • Balance transfer

    The entire balance (with interest) will be transferred into your Everyday Account on the first business day of December.
  • Deposits made simple

    It's easy to arrange regular deposits or salary crediting, so you don't even have to remember to put money aside.
  • Flat interest rate

    Helps you save, no matter the deposits you make.
  • Interest

    Interest is calculated daily and applied quarterly.

Rates and Fees

  • Interest is calculated on whole of balance


    Interest rate (p.a.)

    All amounts



  • One-off Fees



    Account keeping fee


    Transaction fees1


    Ongoing Fees



    Annual fee



How to Apply

Applying for a bank account is a journey you shouldn’t go through alone. We’re here to talk with you about your unique circumstances and recommend the best account for your needs.

Important Information

Interest Rates effective 1 December 2023.

1. Other fees and charges may apply.