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BSB 704-191

Christmas Club

It’s the savings account to make sure your Christmas is one that you’ll remember forever.

Live a stress-free Christmas
Interest rate (all amounts)

The details

  • Access funds in November

    No access to your Christmas savings until the first business day of November – so you aren’t tempted to draw down on these savings for other purchases.
  • Balance transfer

    The entire balance (with interest) will be transferred into your Everyday Account on the first business day of December.
  • Deposits made simple

    It's easy to arrange regular deposits or salary crediting, so you don't even have to remember to put money aside.
  • Flat interest rate

    Helps you save, no matter the deposits you make.
  • Interest

    Interest is calculated daily and applied quarterly.

Rates and Fees

  • Interest is calculated on whole of balance


    Interest rate (p.a.)

    All amounts



  • One-off Fees



    Account keeping fee


    Transaction fees1


    Ongoing Fees



    Annual fee



How to Apply

Applying for a bank account is a journey you shouldn’t go through alone. We’re here to talk with you about your unique circumstances and recommend the best account for your needs.

Important Information

Interest Rates effective 10 May 2024.

1. Other fees and charges may apply.