Buy my first home

  • Buy my first home
  • Refinance
  • Build or renovate
  • Top up my loan
  • Invest in property
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First Home Buyers, your journey starts here.

A free portal that guides you through your home buying journey.

Find out now
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First Home Loan Deposit Scheme

If you are a first home buyer you could be eligible for a new Australian Government initiative, helping Australians to purchase their first home sooner.

Find out now

How to apply

Our lending specialists are here to help teachers, educators and healthcare workers, and any customers in the market to buy your first home.

We'll guide you through the buying process from application to settlement and review your unique circumstances to recommend the best loan for your needs.

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Apply online

Ready to apply or want a conditional pre-approval? It only takes 10 minutes to get started online. 

Apply now
Call us

Call us

Speak with a home loan specialist and apply over the phone.


1300 654 822
Important Information
Credit criteria applies. 
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request. 
2. New apps received 1 Sep to 24 Nov 2021, funded by 24 Feb 2022. Not available to existing Bank First owner occupied or investment home loan customers. Min loan $200k, max loan $2m, interest only not available. Premier Package annual fee of $390 will be waived for the first year and charged annually thereafter. Rate includes a 0.33% p.a. discount off the standard Premier Package variable rate for three years after which it will revert to the standard Premier Package variable rate. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.