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BSB 704-191
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Student Online Saver Promotion

Power up your money, your way.

Kick start your savings
5.00%p.a
Interest rate ($0 - $49,999)
3.80%p.a
Interest rate ($50,000 and over)

Features and benefits

  • No complicated bonus interest rules

  • $0 monthly account fee so every cent is working for you

  • Interest calculated daily paid to your account monthly

  • Receive a transactional account with $0 monthly account fees

Online Saver

Interest is calculated on the portion of the balance which falls within each tier at the applicable rate. To qualify, use promo code UNISAVE.

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Interest rates (p.a.)

$0 - $49,999

5.00%

$50,000 and over

3.80%

 

Why bank with us?

We were founded by a group of teachers, disenchanted with the inequitable access to banking services back in 1972. 

They pooled their individual contribution of $10 into a shoe box and we were born. Our first loan was made to a single mother to cover her rental bond for her family. 

Today, we remain a customer owned bank. One for today and tomorrow’s teachers, nurses and allied health professionals – the people who care.

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Customer owned Customer owned

We’re 100% customer owned, which means we listen to your feedback – and act on it.

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Financial wellbeing Financial wellbeing

We provide resources that aim to financially empower teachers and nurses – we genuinely care.

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Community impact Community impact

We contribute ~$220K per year to health and education communities through donations, scholarships and awards.

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Put your money on Autopilot

Do you wish that the money stuff was easier? When your money is on Autopilot, it's stress free to save, manage bills and resist overspending on the fun stuff. 

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Be well, financially

We get that life’s busy, with study, work, family and everything in between. So, we’ve kept things simple – focusing on practical steps you can take to build healthier money habits. 

Learn more
Important information
  1. To qualify for this promotional offer the code UNISAVE must be quoted at the time of application. 

  2. Applicable to customers under 35 years at the time of submitting application. 

  3. Upon turning 35, the account will revert to the standard Online Saver account with standard interest rate applicable. Please see our website for more information on the standard Online Saver and standard interest rates applicable. 

  4. Promotional rate available from 1 July 2024 until 28 February 2025. 

  5. The promotional rate of 5% p.a. is applicable for balances under $50,000. For balances equal to and over $50,000, the standard rate Online Saver rate applies. Interest is calculated on the portion of the balance which falls within each tier at the applicable rate. Interest rates are per annum, current at the time of publication and are subject to change without notice.

  6. Standard Online Saver rates are available on our website. To view the standard interest rate

  7. Interest is calculated daily and paid monthly at the end of the month into your Online Saver account. 

  8. Maximum of two Online Saver accounts per customer. 

  9. No monthly account keeping fees. 

  10. Other fees and charges may apply. For a full list of fees and charges, please refer to Terms and Conditions: Part B Fees and Charges

  11. We reserve the right to amend or withdraw this campaign at any time. Please note this will not impact existing account holders for this promotional Online Saver. 

  12. Please review our Financial Services Guide (FSG) and Target Market Determination (TMD) to decide whether this product is right for you. 

  13. This Online Saver account offer is not available for Bank First staff. For the avoidance of doubt, Members/employees of Bank First who are involved in setting up this promotion are not eligible to open this account.