Meet our Executive Management team
Chief Executive Officer
MBA (with Distinction), GAICD, FFin
Michelle is the Chief Executive Officer of Bank First and brings over 25 years of financial services experience in Australia and internationally. Prior to joining Bank First in February 2021, Michelle was CEO of RACQ Bank and held senior positions at Suncorp, National Australia Bank, The Royal Bank of Scotland and Insurance Australia Group. She is driven by a deep respect for people and passionate about the powerful combination of people leadership, partnership and organisational competencies. Michelle is a member of FINSIA, a graduate of AICD and has completed an MBA (with Distinction). She has previously held Executive Director positions on the Boards of a superannuation trustee at Suncorp, and the Board of RACQ Financial Planning Pty Ltd. On a personal level, Michelle directs her energies toward issues related to women, education, equality, inclusion, and empowerment.
Chief Financial Officer
B.Bus (Accounting), CPA, MBA, GAICD
David Percival joined Bank First in 2002 and has over 28 years experience within the financial services industry. He is responsible for leading the finance function which includes accounting, treasury, credit control and transaction operations. David has been a CPA for over 15 years and completed an MBA at Deakin University in 2005.
Acting Chief Risk Officer and Company Secretary
BA (Hons) of Law, MAICD, Associate Member Governance Institute Australia
Emily McGrath joined Bank First in 2004 and leads the Risk & Compliance team, she is also the Company Secretary. With over 30 years’ experience in the Banking sector across a range of Banking institutions Emily has a strong understanding of the risk and compliance environment as it applies to banking and in leading the risk and compliance team at Bank First she is responsible for developing and maintaining the systems and processes that support these frameworks. As Company Secretary, Emily works closely with the Board and all Company Officers to undertake company secretarial and governance tasks and to ensure compliance with Corporations Law, relevant ASIC and APRA requirements as well as coordinating the AGM and Director Elections.
Chief People & Culture Officer
B.Bus, CAHRI, GAICD
Glenn Borg joined Bank First in 2007. He leads the People & Culture function and has experience in human resources and people management, with particular strengths and expertise in employee and industrial relations, workforce planning, occupational health and safety and organisation development. His formal qualifications are supported by his membership of the Australian Human Resources Institute and Australian Institute of Company Directors.
Chief Customer Officer
Bachelor of Economics (B Ec) and Master of Business Administration (MBA)
Matthew Ricker joined Bank First in 2018 and leads the Lending, Insurance, Financial Planning, Branches and the Member Contact Centre teams. With over 27 years’ experience at National Australia Bank, Matthew has a strong understanding of financial services. A customer-focused strategic thinker, Matthew focuses on developing a coaching and learning culture to enhance the customer experience, while driving business results.
Chief Technology Officer
MIT, Grad Cert IS, MAICD
Mark Thomson has managed the Information Technology function at Bank First since 2004. He has more than 20 years experience in the financial services sector in areas of Information Technology operations, digital technologies, business continuity, cyber security project management, risk management and strategic planning.