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Use our loan calculators to assist you to make informed decisions about borrowing money and paying off your loan.
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Invest for the future with a flexible shares loan
Shares can be a valuable investment for your financial future or the future of a loved one. Our flexible personal loans can help you on your journey and offer fixed or variable rates, a redraw option and no ongoing fees for you to invest in the share market.
The Details:
We won't charge you any application fees.
You can make additional repayments whenever it's convenient3
Interest calculated daily and charged monthly in arrears.
The break cost fee is only charged during a fixed rate period.
Ask us more about our optional Loan Repayment Insurance4
Choose from our flexible repayment options and pay weekly, fortnightly or monthly.
Take advantage of free Redraw with a $500 minimum.
You have the option of 1-5 year Fixed Interest terms.
There is no maximum loan amount so you have the freedom to invest as you wish.
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Rates and Fees
Share Loan Interest Rates Interest Rates Interest Rates Variable Interest Rate 9.90% p.a. Comparison Rate 1 10.94% p.a. Fees Application Fee $0 Redraw Fee $0 Establishment Fee 2 $150 Annual Fee $0 Monthly Fee $0 Please refer to Terms and Conditions Part B - Fees and Charges for details on transaction fees.
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More Info
Loan Repayments
The Share Loan incurs principal and interest repayments.
Security
The Share Loan is typically unsecured but is assessed on a case-by-case basis.
We can help you
Taking out a personal loan is a journey you shouldn’t go through alone. Our Lending Specialists are here to guide you through the buying process from application to settlement. We’ll review your unique circumstances and recommend the best personal loan for your needs.
Terms and Conditions
Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates
Important Information
Interest Rates effective 1 November 2019.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fee & Charges apply. Terms & Conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during period of fixed interest.
4. This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. This is general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available by calling 1800CGU CCI (1800 248 224).
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fee & Charges apply. Terms & Conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during period of fixed interest.
4. This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. This is general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available by calling 1800CGU CCI (1800 248 224).