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Used Car Loan

Our used car loans can help finance your second-hand vehicle, with flexible repayments options to suit your needs.

7.79%p.a
Promotional variable interest rate2
9.13%p.a
Comparison Rate1
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The details

  • Vehicles must be less than 12 years old

  • Flexible repayment options

  • Free redraw (minimum $500)

  • Loans from $5,000 for up to 7 years

Rates and Fees

  • Variable rates

     

    Interest rate (p.a.)

    Comparison Rate (p.a.)

    Promotional

    7.79%2

    9.13%1

    Standard

    10.79%

    12.16%1

     

    Fixed

     

    Promotional Interest rate (p.a.)2

    Promotional Comparison Rate (p.a.)1

    Interest rate (p.a.)

    Comparison Rate (p.a.)1

    1 Year

    7.79%

    10.44%

    10.79%

    12.16%

    2 Years

    7.79%

    9.46%

    10.79%

    12.16%

    3 Years

    7.79%

    9.13%

    10.79%

    12.16%

    4 Years

    7.79%

    9.13%

    10.79%

    12.16%

    5 Years

    7.79%

    9.13%

    10.79%

    12.16%

     

  • One-off Fees

     

     

    Application fee

    $0

    Establishment fee4

    $195

    Redraw fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

     

Terms and Conditions

 

Important Information

Car Loan Interest Rates effective 15 November 2024.

Interest is calculated daily. Interest rates are per annum, current at the time of publication and are subject to change without notice.
1. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
2. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
3. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years.
4. Only payable if loan is funded.