Used Car Loan
The details
Flexibility
Make additional payments at any time.No redraw fees
Minimum redraw is $500.Loan period
Secure a loan from $5,000 for up to 7 years.Vehicles must be less than 12 years old
Rates and fees
Variable rates
Interest rate (p.a.)
Comparison rate (p.a.)
Promotional
7.79%2
9.13%1
Standard
10.79%
12.16%1
Fixed
Promotional interest rate (p.a.)2
Promotional comparison rate (p.a.)1
Interest rate (p.a.)
Comparison rate (p.a.)1
1 Year
7.79%
10.44%
10.79%
12.16%
2 Years
7.79%
9.46%
10.79%
12.16%
3 Years
7.79%
9.13%
10.79%
12.16%
4 Years
7.79%
9.13%
10.79%
12.16%
5 Years
7.79%
9.13%
10.79%
12.16%
One-off fees
Application fee
$0
Establishment fee3
$195
Redraw fee
$0
Ongoing fees
Annual fee
$0
Protecting you with market-leading car insurance
Car Loan Interest Rates effective 5 February 2026.
Interest is calculated daily. Interest rates are per annum, current at the time of publication and are subject to change without notice.
Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
Establishment fee only payable if loan is funded.