Used Car Loan
The details
Flexibility
Make additional payments at any time.No redraw fees
Minimum redraw is $500.Loan period
Secure a loan from $5,000 for up to 7 years.Vehicles must be less than 12 years old
Rates and fees
Variable rates
Interest rate (p.a.)
Comparison rate (p.a.)
Promotional
7.79%2
9.13%1
Standard
10.79%
12.16%1
Fixed
Promotional interest rate (p.a.)2
Promotional comparison rate (p.a.)1
Interest rate (p.a.)
Comparison rate (p.a.)1
1 Year
7.79%
10.44%
10.79%
12.16%
2 Years
7.79%
9.46%
10.79%
12.16%
3 Years
7.79%
9.13%
10.79%
12.16%
4 Years
7.79%
9.13%
10.79%
12.16%
5 Years
7.79%
9.13%
10.79%
12.16%
One-off fees
Application fee
$0
Establishment fee3
$195
Redraw fee
$0
Ongoing fees
Annual fee
$0
Protecting you with market-leading car insurance
Car Loan Interest Rates effective 22 January 2026.
Interest is calculated daily. Interest rates are per annum, current at the time of publication and are subject to change without notice.
Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
Establishment fee only payable if loan is funded.