Bank with a purpose

We value what you really make

We’re proud to be the bank that supports your purpose.

From long hours, to mentorship and the extra care you give, your contribution makes a real difference to people’s lives. We want to make sure that you and others alike can keep making positive contributions to the community and leading the way for the future.

We understand what’s important to you and that’s why we’ll always put you first.

Experience the benefits of banking with us and check out our special offers for new customers.


$50 in your pocket¹

Credit your salary (minimum $250 per fortnight) to us within 3 months of opening your account. Simply provide your employer with our BSB 704-191 and your Account (Member) number or complete our Crediting Pay or Income Form and send it back to us.

Female nurse or doctor smiles while staring out window
Young female basketball coach standing in school gym

Everyday banking cash back²

Spend $500 within 3 months of opening your account and we’ll credit your account with $50.

We exist to support your purpose

  • Customer-owned means customer first

    We exist to help you meet your financial goals, no matter how big or small.

  • Giving back is the heart of what we do

    We reinvest a proportion of our profits to support the education and healthcare communities through the Bank First Community Fund.

  • Great products, rates and service

    Putting our customers first means competitive rates and products with personal service aimed at exceeding expectations.

  • Access your money with ease

    Use the Bank First App, Internet Banking, Apple Pay & Google Pay# and more to manage your money your way.

We are here to help

Have a question or just not sure about where to start? We’re here to help!

Important Information

All offers valid until 30 June 2022 (aside from the credit card offer which ends 31 December 2021) and available to new retail customers over 18 years only, excluding students where different offers apply. We reserve the right to amend or withdraw these offers at any time. Promotional interest rates are per annum, effective 1 July 2021 and are subject to change without notice. Check website for current rates. This information does not consider your objectives, financial situation or needs - consider the suitability of this information and refer to Terms and Conditions or Product Disclosure Statements before acquiring a product, available at our branches or call 1300 654 822.

1. In order to receive $50 cash back you must arrange for your employer to direct credit a minimum of $250 per fortnight of your salary to your Bank First Everyday (S1) Account within 3 months of opening your Bank First Everyday Account. $50 credit will be applied to your account within 1 calendar month of receipt of your first deposit.
2. Make purchases totaling $500 from your Bank First Everyday (S1) Account using Apple Pay, Google Pay, or your Visa Debit Card, within 3 months of opening your S1 Account and we’ll credit your Bank First Everyday (S1) account with $50 in the month following the $500 spend.
3. Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals in the calendar month.
4. Subject to approval. For applications received by 31 December 2021 and funded by 31 January 2022. Excludes cash advances. Variable interest rate. Fees and charges apply. Full details on request. Once 6-month period is over the Visa Classic and Platinum Credit Cards will revert back to the Standard Variable Rate, currently 12.54% p.a. and 9.59% p.a. respectively.
5. Offer available to initial consultations booked within 3 months of opening a Bank First Everyday (S1) Account and must take place within two months from the date of booking the consultation.
6. Promotional interest rates available for car loan applications received by 30 June 2022 and funded by 31 July 2022. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
#. Apple Pay is a trademark of Apple Inc, registered in the U.S. and other countries. Google Pay is a trademark of Google LLC.