Visa Classic Credit Card
The details
Low fee
$0 annual fee and no ongoing fees.Receive up to
55 days interest free on purchases¹.Convenient access
Easy access to your money 24/7 worldwide.Minimum card limit $2,000
Subject to credit criteria.
Rates and fees
Visa Classic
Interest rate (p.a.)
Purchase variable rate
12.54%
Balance transfer variable rate
12.54%
Cash advance variable rate
12.54%
Ongoing fees
Annual fee
$0
Access extra benefits
Take advantage of range of deals on food, travel, entertainment and more with your Bank First Visa Credit Card.
Managing your credit card
Subject to credit criteria. Minimum card limit $2,000.
Accepted everywhere
The Visa Classic Credit Card travels with you, and can be used from almost any location in Australia and over 24 million places worldwide. Use your Visa Classic Credit Card:
Wherever the Visa logo is displayed.
At EFTPOS terminals (by pressing 'credit').
At contactless EFTPOS terminals (payWave) for transactions up to $100.
At ATM terminals where the Visa logo is displayed.
Over the phone to pay bills or to make purchases.
Via the internet to make purchases.
Using BPAY or BPAY View to pay bills online.
To cancel your credit card contract, simply click on the link below to take you through to the online form. Cancel My Card
Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.Reducing your credit card limit has been made simpler with the addition of an online form available on our website. Simply click on the link below to take you through to the online form. Reduce Limit
Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.Would you like to easily reduce interest, save fees and consolidate your debts?
Think about transferring your balance from another credit card by completing the 'Balance Transfer Request' section on the application form.
Read more about key facts about credit cards.
For more information about which card is right for you please read the Key Facts about Credit Cards.
Want to know more?
For more information about which card is right for you please read the Key Facts about Credit Cards.
Interest Rates effective 22 January 2026.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Excludes cash advances and balance transfers.