Travel and Foreign Exchange

Win a $1,000 Coles gift card!*

You could win 1 of 15 x $1,000 Coles gift cards when you make an international payment of at least AU$1,000 with Bank First from 27 July to 30 September 2020.


To make your payment, complete the International funds transfer form.


*Entries open from 27/07/2020 to 30/09/2020. Terms and Conditions apply.

International Funds Transfers and exchanges made easy.

Travelling should be easy, but sometimes organising finances overseas can be difficult.

That’s exactly why Bank First offers International Funds Transfers that can clear in as little as three business days.

We offer:

  • Transfers in over 100 currencies.
  • Competitive exchange rates and;
  • The right expertise to make sure you’re doing things right.

Inbound deposits

An incoming overseas deposit allows you to receive foreign currency into your account that is then converted into Australian dollars (AUD). Receiving foreign currency from an overseas account is easy. We can provide indicative incoming exchange rates and can accept up to 16 currencies.

Simply visit the American Express Portal, complete the online form and then send the information provided to your payment sender.

Some quick reminders:

  1. It is essential to include 'FFC Bank First (Full Name & Member Number)' in the payment notes.
  2. When sending funds in a foreign currency, please advise the sending Financial Institution that the transfer must remain in the same currency and NOT be converted. This can also be included in the ‘Payment Notes’. Bank First will arrange the conversion to AUD through our partners at American Express.
  3. American Express no longer facilitate International Payments received in Australian Dollars, transfers received in Australian Dollars will be rejected back to the sending Financial Institution.
  4. American Express accounts are currency specific, sending the incorrect currency to an account may result in automatic conversion or double conversion and the exchange rate may be subject to the discretion of the remitting or intermediary bank.^

To obtain an indicative incoming exchange rate or if you require further information please call one of our consultants on 1300 654 822 or +61 3 9834 8560 (if you are overseas).

Foreign currency

Visit or call us a week or two before you leave and we can provide you with the foreign cash you require with a choice of over 60 currencies.# 

Use your Cash Passport to pay in foreign currency when you are travelling overseas and for online purchases.

International Draft

Securely send funds overseas by using a bank cheque in the required foreign currency, with over 16 currencies to choose from. Make the cheque payable to a recipient that allows them to deposit it into their account – you can order and we will make them available in five business days.

Apply for an international draft

We’re here to help.

Call one of our consultants on 1300 654 822 or +61 3 9834 8560.

Terms and Conditions

Part A - Product Information
Part B - Fees and Charges

Important Information

^This may result in foreign exchange loss.
#Your foreign cash will be available for collection within 48 hours from our branches.

*Terms and conditions apply, visit forex.americanexpress.com/fimayprizedrawterms for more.
1. Entry is open to members aged 18 and over who between 9am (AEST) 27/07/20 & 11.59pm (AEST) 30/09/20 complete an international payment in a foreign currency equal to, or more than, AUD 1,000 through a participating Financial Institution. Automatic entries will be allocated as follows: transactions AUD 1,000 – 1,999 = 1 entry, AUD 2,000 – 4,999 = 2 entries, AUD 5,000+ = 3 entries. The draw will take place at 12pm (AEST) on 14/10/20 at L1, 534 Church St, Cremorne VIC 3121. Winners will be published in The Australian on 21/10/20. For the full competition terms and conditions see forex.americanexpress.com/fimayprizedrawterms. Promoter: American Express International Inc (ABN 15 000 618 208), 12 Shelley St, Sydney NSW 2000. Permits: ACT TP/20/00758, SA T20/652, NSW LTPS/20/43928.