Transaction Accounts

At Bank First we have day-to-day accounts for a range of life experiences

Whether you’re just starting out, teaching your children to handle money or you’re managing your pension. Flexibility and access is key. You can manage our everyday accounts any way you like with internet, mobile or phone banking. Also, Visa Debit Cards with PayWave make transacting a piece of cake. Take a look at our everyday accounts and make managing your money the simplest part of your day.

Take advantage of the many ways to bank with us:

Fee-free banking

Make your money go further with your ability to transact fee-free, no monthly account fees and ATM withdrawal fees in Australia when you bank with us.

Versatile accounts

We have the everyday accounts to meet all of your banking needs. For day-to-day use, we have accounts for people of many different situations and stages in life, from childhood through to retirement age. Many do not require a minimum deposit, so it is easy to get started.

Quick and easy access

Manage your accounts however you prefer, with easy 24/7 access to your funds. Most of our accounts give you the ease and freedom of Internet Banking, Mobile Banking app and Phone Banking. You can also use any Commonwealth Bank branch to withdraw money, any ATM Australia-wide* or visit one of our branches. By falling into a few easy habits, you can also achieve all of your day-to-day banking free of fees.


Withdraw from your account and make purchases with a Visa Debit Card. The Visa Debit card gives you the versatility of a credit card and ease of payWave while using your own funds.

We’re here to help

Our consultants are available to answer any questions you have about the right account for you.

Important Information
Interest Rates effective 11 August 2022.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. * Some ATM operators will charge you a fee to use their ATMs, however this fee will be disclosed at the ATM.