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St Vincents

St Vincent's Partner Offers

At Bank First, we care for those who care for community.

Make the most of our offers

Our partnership

Bank First is proud to partner with St Vincent's. We’re the bank for nurses and allied health professionals – the people who care. Being entirely member (customer) owned, our focus is on tailoring our products and services to meet your needs.

Let’s talk … money
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Research tells us that our money patterns and habits are formed by the age of 7. So, if you're like me, grew up never having a single conversation about money, what does that mean for our money patterns and habits?
Let’s talk … budget
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A plan helps you to make conscious money choices upfront. Whether it is detailed or minimalist is neither here nor there. The point is it has to work for you.
Let’s talk … active saving
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Saving. Like exercise – one of those ‘things’ we’re all told we should do. One of those things we know is good for us… but hard to do. The Bank First Active Saving System turns my old way of thinking on its head.
Let's talk ... Put it on Autopilot
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So much life and so little time! Do you wish managing your money and saving is easier? Imagine if you can put it on autopilot.
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Backing the next generation of St Vincent’s nurses
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Whether it's juggling other commitments whilst studying or looking ahead to specialisation, scholarships like ours open doors for nurses and allied health professionals.
Bridging the gap for non-verbal students
State Schools Relief

Together with State Schools’ Relief (SSR), Bank First is enabling life-changing support through the provision of iPads for non-verbal students. 

A year of impact with Pinchapoo. 2023 and beyond
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We stand not only by our partners in healthcare but also by the communities they serve. Whether you're a patient, a family member, or a friend, your wellbeing matters to us. Read more about how we’re partnering with Pinchapoo to help offer relief in times of need.
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How we protect your security
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To ensure we provide you with a safe and secure Internet Banking service we have a number of security measures in place to protect you online.
Need help with your banking?
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Need help? Here you’ll find the most common tasks and information people have searched for recently.
Bank First App FAQs
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Find out everything you need to know about the Bank First App – including how to get started, app and account settings, managing payments, transfers and transactions.
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Why bank with us?

. 100% owned by our customers (members). 

. We're held to the same high standards as every Australian bank. 

. $0 monthly account fee for everyday living. 

. Exclusive product offers and discounts for partners. 

. Invested in your community - $1.5m into healthcare and education since 1983. 

St Vincent's Product offers

Kickstart your savings online
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Online Saver Promotion

Every dollar counts!
Make your savings work harder.
5.00%p.a
Interest rate ($2,000 and over)3-10
1.25%p.a
Interest rate ($0 - $1,999)3-10
  • Introductory rate for 4 months³⁻¹⁰
  • $0 monthly account fee so every cent is working for you
  • Interest calculated daily paid to your account monthly

Use promo code BFOSINTRO
at the time of application.

Home loans to suit you
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Discounted Home Loans

Whether it's your first purchase, a lifechanging move or a long-term investment, we have a range of home loans to suit your needs.
  • 0.15% p.a. discount off our variable interest rates on our Basic and Complete Home Loan¹
  • 0.10% p.a. discount off our Complete fixed rates¹
  • Get into your home sooner with the First Home Guarantee Scheme or Lenders Mortgage Insurance waiver for Partners²

Use promo code STVINCENTS
at the time of application.

Flexible car loans
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Car Loan offers

Whether it’s an upgrade or something you’ve been longing for a while, our car loans are designed to suit your journey.
  • No monthly fees
  • Competitive rates
  • Flexible repayments
  • $0 loan establishment fee¹¹

Use promo code STVINCENTS at the time of application.

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We’re invested in your community

. Approximately $150,000 in annual scholarships and awards for nurses, allied health professionals and teachers.  

. Thousands of hygiene and care packs provided to patients and those in healthcare who work tirelessly to care for others.

We're here to help

Need assistance? The Bank First Community team can help with any queries.

  • Discounted Home Loans

    Promotional interest rates are per annum, effective 6 June 2024 and are subject to change without notice.

    Conditions, Fees and Charges and Credit Criteria apply.
    Offer is available via Bank First’s direct channel only. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.

    1. Partner Offer discounted home loan interest rate is available to any new or existing Owner Occupied Principal and Interest loans, Investment Principal and Interest; or Investment Interest Only loans. You must contact Bank First for the offer to be applied to your home loan. Applicant eligibility must be demonstrated via payslips and if there are multiple applicants to the loan, only one applicant needs to be employed by a Bank First partner. Available to full-time, part-time, contracting or casual employees. Applicants salary must be credited into a Bank First transaction account.

    Discount is available for the life of the loan unless variations are made to the loan. Variations include product switches, repayment type changes (eg. interest only to principal and interest), interest rate type changes (eg. variable interest rate to fixed interest rate). If a variation occurs, the member must advise Bank First to re-apply the discount and at this point the member must still be employed by a Bank First partner to be eligible.

    To qualify for these offers you must be an employee of a Bank First Partner and the promotional code STVINCENTS must be quoted at time of customer application.

    2. Lenders Mortgage Insurance waived for a loan-to-value ratio up to 90%. Available for Owner Occupier loans and to applicants employed within the Education and/or Healthcare sectors. Excludes equity release with refinanced loans, off-the-plan and Construction Loans. Postcode lending restrictions may apply. Credit criteria applies.

    Online Saver Promotion

    3. To qualify for these offers the promotional code BFOSINTRO must be quoted at the time of application when opening a new Online Saver account.

    4. You do not have an existing Online Saver with Bank First in the last 12 months.

    5. Promotional rate available 1 February 2024 to 30 June 2024.

    6. At the end of the 4 months introductory period, the standard Online Saver interest rate will apply.

    7. The introductory rate of 5% for balances above $2000 is made up of standard Online Saver rates plus a bonus additional interest. Interest is applicable to whole balance and is calculated daily. Interest rates are per annum, current at the time of publication and standard rates are subject to change without notice.

    8. Other fees and charges may apply. For a full list of fees and charges, please refer to Terms and Conditions: Part B Fees and Charges.

    9. We reserve the right to amend or withdraw this campaign at any time. Please note this will not impact existing account holders for this promotional Online Saver.

    10. Additional interest will be applied for four months from the date the account is opened.

    Car Loan Offers

    Interest Rates effective 6 June 2024.
    Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

    11. To qualify for these offers you must be an employee of a Bank First Partner and the promotional code STVINCENTS must be quoted at time of customer application.