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Partner Offers

Who knows nurses and allied health professionals?

At Bank First, we get nurses and allied health professionals. We know that no two days are the same, that your patients need your patience, and that empathy is the one thing you can never run out of. That’s why we’re doing what we can for those who give their all for others. Low rates, special benefits, versatile products and the information you need to make your banking easy.

Who? Bank First, that’s who.

Product offers

Make your savings work harder
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Online Saver Promotion

5.50%p.a
Interest rate ($0 - $49,999)3-12
3.55%p.a
Interest rate ($50,000 and over)
  • No complicated bonus interest rules
  • Interest calculated daily paid to your account monthly
  • Receive a transactional account with $0 monthly account fees

Use promo code OSPROMO
at the time of application.

Home loans to suit you
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Up to 0.15% off home loans¹

Take advantage of discounted rates.
  • 0.15% p.a. discount off our variable interest rates on our Basic, Complete and Premier Package Home Loan¹
  • 0.10% p.a. discount off our Complete fixed rates¹
  • Get into your home sooner with the First Home Guarantee Scheme or Lenders Mortgage Insurance waiver for Partners²

Use promo code PARTNER
at the time of application.

Flexible car loans
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Car Loan offers

Whether it’s an upgrade or something you’ve been longing for a while, our car loans are designed to suit your journey.
  • No monthly fees
  • Competitive rates
  • Flexible repayments
  • $0 loan establishment fee¹³

Use promo code PARTNER at the time of application.

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Four-week savings challenge

Get in control of your finances and level up your savings with this challenge designed for nurses.

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Home loan discounts and waived LMI

By reducing or waiving Lenders Mortgage Insurance (LMI) and securing a discount on your interest rate, you’re freeing up more money for day-to-day life, or perhaps putting it towards your next goal.

Important Information

Terms and Conditions – Home Loan Discounts

Promotional interest rates are per annum, effective 14 March 2025 and are subject to change without notice.

Conditions, Fees and Charges and Credit Criteria apply.
Offer is available via Bank First’s direct channel only. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.

1. The Partner Offer is a discount off the standard advertised home loan interest rate and is available to any new or existing Owner Occupied Principal and Interest loans, Investment Principal and Interest; or Investment Interest Only loans. You must contact Bank First for the offer to be applied to your home loan. Applicant eligibility must be demonstrated via payslips and if there are multiple applicants to the loan, only one applicant needs to be employed by a Bank First partner. Available to full-time, part-time, contracting or casual employees. Applicants salary must be credited into a Bank First transaction account.

Discount is available for the life of the loan unless variations are made to the loan. Variations include product switches, repayment type changes (eg. interest only to principal and interest), interest rate type changes (eg. variable interest rate to fixed interest rate). If a variation occurs, the member must advise Bank First to re-apply the discount and at this point the member must still be employed by a Bank First partner to be eligible.

To qualify for these offers you must be an employee of a Bank First Partner and the promotional code "PARTNER" must be quoted at time of customer application.

2. Lenders Mortgage Insurance waived for a loan-to-value ratio up to 90%. Available for First Home Buyer Owner Occupier loans and to applicants employed within the Education and/or Healthcare sectors. Excludes equity release with refinanced loans, off-the-plan and Construction Loans. Postcode lending restrictions may apply. Credit criteria applies.

Terms and Conditions – Online Saver Promotion

3. To qualify for this promotional offer, you must have opened an Online Saver Promotional Offer account between 17 February 2025 and 18 April 2025 and quote the promo code “OSPROMO” at the time of application.

4. Promotional offer available from 17 February 2025 and 18 April 2025.

5. The interest rate of 5.50% p.a. is applicable for balances under $50,000. For balances equal to and over $50,000, the standard rate Online Saver rate applies. Interest is calculated on the portion of the balance which falls within each tier at the applicable rate. Interest rates are per annum, current at the time of publication and are subject to change.

6. Standard Online Saver rates are available on our website. To view the standard interest rates.

7. Interest is calculated daily and paid monthly at the end of the month into your Online Saver account.

8. Maximum of two Online Saver accounts per customer.   

9. No monthly account keeping fees.

10. Other fees and charges may apply. For a full list of fees and charges, please refer to Terms and Conditions: Part B Fees and Charges. 

11. Please review our Financial Services Guide (FSG) ,  Target Market Determination (TMD)and Terms and Conditions: Part A Product Information to decide whether this product is right for you.

12. This Online Saver account promotion is not available to current staff of Bank First, including temporary staff and contractors.

Terms and Conditions – Car Loan Offers

Interest Rates effective 14 March 2025.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

13. To qualify for these offers you must be an employee of a Bank First Partner and the promotional code "PARTNER" must be quoted at time of customer application.