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Contact us - BSB - 704 191
Promotional Term Deposit Rates
Receive an additional 0.10% p.a. interest on all Term Deposit Rates.
Term Deposits are available with terms ranging from 30 days to 5 years.
This offer also applies to our Interest First Term Deposit which pays your interest at the start of the term, rather than at maturity.
0% Credit Card interest for 6 months
0% interest for 6 months is available on our award-winning Visa Classic and Platinum Credit Cards, which offer:
- No monthly administration fees.
- Quick approval.
- Easy repayment options.
- No annual fee on the Visa Classic Credit Card.
Our Platinum Credit Card also offers:
- No monthly administration fees.
- Quick approval.
- Easy repayment options.
- No annual fee on the Visa Classic Credit Card.
Offer available to purchases and balance transfers. Maximum credit limit $10,000.
Home Loan discounts
Enjoy benefits across our suite of Home Loans, tailored to suit the needs of every type of buyer, with:
- 0.10% p.a. discount on variable and fixed Home Loan products (excluding our First Rate Home Loan).
- $0 Home Loan establishment fee - saving up to $600.
- Ability to have a Loan-to-Value ratio of up to 85% without having to pay Lenders Mortgage Insurance.
Need help? Our Mobile Bankers can assist.
Discounted Car Loan rates
Drive away in a new set of wheels with a 3% discount on our competitive Car Loan rates.
Customers will also have their establishment fee waived – saving $150.
Our Car Loans offer:
- No application fee.
- Weekly, fortnightly or monthly repayments.
- Free Redraw with a $500 minimum.
- Interest calculated daily and charged monthly in arrears.
- No early repayment penalty.
Personal Loan discounts
Receive a 0.10% p.a. discount off already competitive Personal Loan rates.
Customers will also have their establishment fee waived – saving $150.
Our Personal Loans can be used for many purposes and offer:
- No application fees.
- No ongoing fees.
- Free redraw (minimum $500).
- No early repayment penalties.
- Additional repayments accepted.
- Weekly, fortnightly or monthly repayments.
- Fixed rates available.
- No maximum loan amount.
- Optional loan repayment insurance.
Financial Planning offers
Employees will also receive:
- A free initial Financial Planning consultation ($150 saving).
- 50% discount on plan preparation fee for Risk Insurance Only Statement of Advice.
Our Financial Planners are qualified, salaried employees and provide advice on:
- Retirement planning.
- Tax-effective income streams in retirement.
- Salary packaging.
- Superannuation.
- Tax-effective strategies.
- Investing.
- Aged Care.
Consultations typically take place at our service centres in Hawthorn East or Moonee Ponds or via Skype.
Find out more about our Financial Planning services.
Premium insurance cover
We offer a range of quality insurance covers through our trusted partners.
Employee may also receive
- 10% discount on 1st year premium when you take out Home Insurance, Landlord Insurance, Motor Vehicle or Travel Insurance.
- 7.5% discount on health insurance policies.
You’ll also experience great customer-service from the Bank First team if you have any queries or need to make a claim.
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Building & Contents
- A choice of cover: Accidental Damage, Listed Events or Fundamentals policies.
- Cover available for Building, Contents and Valuables at and away from your home.
- Up to $20 Million legal liability cover.
- Voluntary excess options to lower your premium available.
- Pay fortnightly or monthly at no extra cost.
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Motor Vehicle
- Flexible cover options. Choose from Comprehensive, Third Party Fire & Theft and Third Party Only policies.
- A variety of policy options including: Market or Agreed Value, No Claim Bonus Protection, Windscreen Extension.
- Legal liability cover.
- Pay fortnightly or monthly at no extra cost.
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Landlord
- Cover available for malicious acts by tenant, rent default and theft by tenant.
- Strata title mortgage protection.
- Voluntary excess options available.
- Pay fortnightly or monthly at no extra cost.
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Travel
- Overseas emergency medical, hospital and dental expenses.
- Additional accommodation and travel expenses.
- Cancellation fees and lost deposits.
- Resumption of overseas journey.
- Luggage and personal effects.
- Loss of travel documents.
- Accidental death, permanent disability and loss of income.
- Personal liability.
- Travel delay.
Important Information
All product offers are examples only and are not direct offers as they do not include all the relevant disclaimers, comparison rates or terms and conditions. A formal agreement is needed to make these offers available.
This information does not consider your objectives, financial situation or needs - consider the suitability of this information and refer to Terms and Conditions or Product Disclosure Statement before acquiring a product, available at our branches or call 1300 654 822.