Our Visa Platinum Credit Card offers a range of benefits including complimentary overseas travel insurance, a low annual fee and no other ongoing fees.
Effective 1 December 2023, Bank First has transitioned from CGU to Allianz Global Assistance as the issuer of the Complimentary International Travel Insurance feature on your Platinum Credit Card. To understand more about the new cover including the full terms, conditions, exclusions, limits, applicable sub-limits and eligibility criteria, please read the policy information booklet here.2
Low $99 annual feeNo other ongoing fees.
Receive up to55 days interest free on purchases¹.
Receive complimentaryInternational Travel Insurance for overseas trips².
Minimum card limit $6,000Subject to credit criteria.
Rates and Fees
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For more information about which card is right for you please read the Key Facts about Credit Cards.
Interest Rates effective 1 December 2023.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Excludes cash advances and balance transfers.
2. Complimentary insurance covers AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued a group policy to Victoria Teachers Limited ABN 44 087 651 769 AFSL and Australian Credit Licence 240960 trading as Bank First which allows eligible Bank First account holders and cardholders to claim under the group policy as a third party beneficiary by reason of the statutory operation of Section 48 of the Insurance Contracts Act 1984 (Cth). The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the information booklet here which may be amended from time to time. An excess may be deducted from any benefit paid. Bank First does not guarantee this insurance. Any advice has been prepared without taking into account your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
For complimentary insurance covers before 1 December 2023, please refer to CGU policy document. Victoria Teachers Limited (ABN: 44 087 651 769) trading as Bank First had obtained the complimentary insurances applying to the Bank First Platinum Card under Master Policies issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. The benefits of these Master Policies were extended to Bank First cardholders (as third-party beneficiaries) as complimentary benefits. For eligibility, criteria and full terms and conditions please refer to the policy document. If you have a question or need to make a claim under the CGU policy, please contact CGU using the contact details included in the policy document.