• We will be performing scheduled maintenance on Friday 23 October at 8am until Monday 26 October at 5am. Customers can still use our online banking services however may experience slower performance. We apologise for any inconvenience.

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First Access Account

An everyday transaction account for kids and teenagers

Teaching your children about money is an education that will last a lifetime. Our First Access Account is the perfect tool to introduce kids under 18 to the world of banking.

With the protection of parental spend controls and a range of age-appropriate financial literacy resources; kids can have a great banking experience right from the start.

Parents running along beach with children on summer holidays

It’s never too early to start saving

We also offer a First Saver Account, with tiered interest rates to help teach the benefits of saving money. By using both accounts, kids can learn the value of saving and managing their own money.

When completing your First Access Application for Membership, simply tick that you would also like a First Saver Account in section D.

Learn More

Rates & fees

  • Rates
    Interest is calculated on whole of balance
    Interest is calculated on whole of balance
    Interest rate (p.a.)
    All amounts
    Interest rate (p.a.)

    0.35%

  • Fees
    One-off fees
    One-off fees
    Amount
    Account keeping fees
    Amount

    $0

    Transaction fees1
    Amount

    $0

    Ongoing fees
    Ongoing fees
    Amount
    Annual fees
    Amount

    $0

It’s easy to start banking today

Plus, open a First Access account by 31 March and receive $25.*

Important Information
Interest Rates effective 1 October 2020.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

This information does not take into account your objectives, financial situation or needs. Therefore you should firstly consider the appropriateness of this information and refer to the Terms and Conditions or Product Disclosure Statement (PDS) before acquiring a product. These documents are available at our branches or by contacting us on 1300 654 822. Victoria Teachers Limited ABN 44 087 651 769, AFSL/Australian Credit Licence Number 240 960.

1. Other fees and charges may apply.