• Our online and app banking will be unavailable from 10:00pm Saturday 15 May to 6:00am on Sunday 16 May 2021 for scheduled maintenance. Customers can still use their cards during this time. We apologise for any inconvenience.

Close

Personal Loan

9.64 % p.a.

Variable interest rate

11.00 % p.a.

Comparison rate1

Apply now 1300 654 822

9.64 % p.a.

Variable interest rate

11.00 % p.a.

Comparison rate1

Apply now 1300 654 822

Achieve your financial goals with flexible rates

Had your eye on something for a while? Our Personal Loan can help you get there with flexibility between fixed and variable rates, a redraw option and no ongoing fees. Achieving your goals has never been easier.

The details:

  • With our flexible repayment options you can choose to pay weekly, fortnightly or monthly.

  • If you manage to pay off your loan early, you won’t be penalised.3

  • You will only incur a Break Cost Fee during a fixed interest rate period.

  • Your personal loan interest rate is calculated daily and charged monthly in arrears.

  • Pay off your variable loan quicker with the freedom to make additional repayments.

  • Take advantage of free Redraw with a $500 minimum.

  • Secure a personal loan for up to 7 years.

  • Minimum limit $5,000.

Rates & fees

  • Rates
    Variable
    Variable
    Interest
    rate (p.a)
    Comparison
    rate (p.a)1
    Variable interest rate
    Interest rate (p.a)

    9.64%

    Comparison rate (p.a)1

    11.00%

    Fixed
    Fixed
    Interest
    rate (p.a)
    Comparison
    rate (p.a)1
    1-5 Years
    Interest rate (p.a)

    9.64%

    Comparison rate (p.a)1

    11.00%

  • Fees
    One-off fees
    One-off fees
    Amount
    Application fee
    Amount

    $0

    Establishment fee2
    Amount

    $195

    Redraw fee
    Amount

    $0

    Ongoing fees
    Ongoing fees
    Amount
    Annual fee
    Amount

    $0

Loan repayments calculator

Work out what your minimum loan repayments may be, for any borrowed amount.

Find out more
Man eating breakfast

We're here to help

Taking out a personal loan is a journey you shouldn't go through alone. Our Lending Specialists are here to guide you through the buying process from application to settlement. We'll review your unique circumstances and recommend the best loan for your needs.

Stopwatch

Apply online

Ready to apply? It only takes 10 minutes to get started online.

Apply now
Call us

Call us

Speak with a loan specialist and apply over the phone.

1300 854 822

Terms and Conditions

Important Information
Interest Rates effective 1 May 2021.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.