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Loan Repayments Calculator
Work out what your minimum loan repayments may be, for any borrowed amount.
Find out moreAchieve your financial goals with flexible rates.
Had your eye on something for a while? Our Personal Loan can help you get there with flexibility between fixed and variable rates, a redraw option and no ongoing fees. Achieving your goals has never been easier.
The Details:
With our flexible repayment options you can choose to pay weekly, fortnightly or monthly.
If you manage to pay off your loan early, you won’t be penalised.3
You will only incur a Break Cost Fee during a fixed interest rate period.
Your personal loan interest rate is calculated daily and charged monthly in arrears.
Pay off your variable loan quicker with the freedom to make additional repayments.
Take advantage of free Redraw with a $500 minimum.
Secure a personal loan for up to 7 years.
Minimum limit $5,000.
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Rates and Fees
Personal Loan (31) Interest Rates Interest Rates Interest Rates Variable Interest Rate 11.14% p.a. Comparison Rate 1 12.51% p.a. Fixed Rate 1 to 5 Years Yes, refer to Interest Rates page Fees Annual Service Fees $0 Application Fee $0 Establishment Fee 2 $195 Monthly Fee $0 Redraw Fee $0 Please refer to Terms and Conditions Part B - Fees and Charges for details on transaction fees.
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More Info
Loan Repayments
Principal & interest repayments.
Security
Personal loans may require security, but we assess it on a case by case basis.
We’re here to help
Taking out a personal loan is a journey you shouldn’t go through alone. Our Lending Specialists are here to guide you through the buying process from application to settlement. We’ll review your unique circumstances and recommend the best loan for your needs.
Terms and Conditions
Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates
Important Information
Interest Rates effective 25 March 2020.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.
4. Free via Internet Banking & Mobile Banking app.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.
4. Free via Internet Banking & Mobile Banking app.