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BSB 704-191
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Personal Loans

Had your eye on something for a while? Our Personal Loan can help you get there with flexibility between fixed and variable rates, a redraw option and no ongoing fees.

Achieve your financial goals with flexible rates
9.64%p.a
Variable interest rate
11.00%p.a
Comparison Rate1

The details

  • Flexible repayment options

    With our flexible repayment options you can choose to pay weekly, fortnightly or monthly.
  • Pay off your variable loan quicker

    With the freedom to make additional repayments.
  • No early repayment penalty

    If you manage to pay off your loan early, you won’t be penalised.³
  • Free redraw

    Take advantage of free Redraw with a $500 minimum.
  • Break Cost Fee

    You will only incur a Break Cost Fee during a fixed interest rate period.
  • Loan period

    Secure a personal loan for up to 7 years.
  • Interest rate

    Your personal loan interest rate is calculated daily and charged monthly in arrears.
  • Minimum limit $5,000

Rates and Fees

  • Variable

     

    Interest rate (p.a.)

    Comparison Rate (p.a.)1

    Variable interest rate

    9.64%

    11.00%

    Fixed

     

    Interest rate (p.a.)

    Comparison Rate (p.a.)1

    1 year

    9.64%

    11.00%

    2 years

    9.64%

    11.00%

    3 years

    9.64%

    11.00%

    4 years

    9.64%

    11.00%

    5 years

    9.64%

    11.00%

    Loan Repayments

    Principal & interest repayments.

    Security

    Personal loans may require security, but we assess it on a case-by-case basis.

  • One-off Fees

     

     

    Application fee

    $0

    Establishment fee2

    $195

    Redraw fee

    $0

    Ongoing Fees

     

     

    Annual fee

    $0

     

We're here to help

Taking out a personal loan is a journey you shouldn't go through alone. Our Lending Specialists are here to guide you through the buying process from application to settlement. We'll review your unique circumstances and recommend the best loan for your needs.

Important Information

Interest Rates effective 11 April 2024.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.