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Get behind the wheel of your dream car
Whether it’s an upgrade or something you’ve been longing for awhile, our New Car Loan is designed with flexibility in mind.
With no ongoing fees, redraw available and options to pay off your loan early, you’ll be on the road in no time.
The details:
No monthly fees
Free redraw ($500 min)
Flexible repayments
Loans start at $10,000 for up to 7 years
Bundle and get $100 cash back*
For a limited time, when you take out a Car Loan and Comprehensive Car Insurance through us, you’ll get $100 cash back*.
- Rates & Fees
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More Info
Interest
Interest calculated daily and charged monthly in arrears
Repayments
Principal and interest repayments.
Loan Repayment Insurance
Talk to us about optional Loan Repayment Insurance when you apply.5
Security
We require a Goods Security Agreement on the motor vehicle for all Car Loans. Your motor vehicle must also be registered in the name of the borrower.For more details on transaction fees and tips on how to transact fee-free visit our Transaction Fees page or refer to Terms and Conditions Part B - Fees and Charges.
- Work out what your repayments might be
Related products
* Offer available to customers who take out any Bank First Car Loan and purchase a new CGU Comprehensive Car Insurance policy through Bank First between 8 January – 19 February 2019. Cashback will be paid into your nominated Bank First account 30 days after the 21 day cooling off period expires and is conditional upon first month’s premium being paid. Cannot be used in conjunction with any other offer and is valid for new policies only and is not applicable for policy renewals. Insurance issued by Insurance Australia Limited (IAL) ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance, Victoria Teachers Limited ABN 44 087 651 769 trading as Bank First, AFSL/Australian Credit Licence Number 240 960, acts under its own Australian Financial Services Licence and under an agreement with IAL, not as your agent. Bank First receives commission when selling CGU insurance products. Please refer to Bank First’s Financial Services Guide (FSG) for details of these commissions. Any advice is general only. This information does not take into consideration your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the relevant Product Disclosure Statement (PDS) before acquiring a product, available by calling 1300 654 166 or visiting a branch.
1. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
2. Promotional interest rates available for car loan applications received between 30 June 2018 and 30 June 2019 and funded by 31 July 2019. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time.
3. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
4. Only payable if loan is funded.
5. This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. This is general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available by calling 1800CGU CCI (1800 248 224).