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Visa Classic Credit Card

With a low rate, easy repayment options and no annual fee, you can use your card without worry.

Low fee, low rate for everyday purchases

Access to funds with ease, knowing you're onto a great deal with our Visa Classic Credit Card.

12.54%p.a
  • $0 annual fee
  • No ongoing fees
Apply now

The details

  • Low fee

    $0 annual fee and no ongoing fees.

  • Receive up to

    55 days interest free on purchases¹.

  • Convenient access

    Easy access to your money 24/7 worldwide.

  • Minimum card limit $2,000

    Subject to credit criteria.

Rates and Fees

  • Visa Classic

     

    Interest rate (p.a.)

    Purchase variable rate

    12.54%

    Balance transfer variable rate

    12.54%

    Cash advance variable rate

    12.54%

     

  • Ongoing Fees

     

     

    Annual fee

    $0

     

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Access extra benefits

Take advantage of range of deals on food, travel, entertainment and more with your Bank First Visa Credit Card.

Apply now

Managing your credit card

  • Subject to credit criteria. Minimum card limit $2,000.

    Accepted everywhere

    The Visa Classic Credit Card travels with you, and can be used from almost any location in Australia and over 24 million places worldwide. Use your Visa Classic Credit Card:

    • Wherever the Visa logo is displayed.

    • At EFTPOS terminals (by pressing 'credit').

    • At contactless EFTPOS terminals (payWave) for transactions up to $100.

    • At ATM terminals where the Visa logo is displayed.

    • Over the phone to pay bills or to make purchases.

    • Via the internet to make purchases.

    • Using BPAY or BPAY View to pay bills online.

     

  • To cancel your credit card contract, simply click on the link below to take you through to the online form. Cancel My Card

    Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.

  • Reducing your credit card limit has been made simpler with the addition of an online form available on our website. Simply click on the link below to take you through to the online form. Reduce Limit

    Alternatively, you can contact us by phone on 1300 654 822 (within Australia) or +61 3 9834 8560 (overseas), via email at info@bankfirst.com.au or by visiting one our Branches.

  • Would you like to easily reduce interest, save fees and consolidate your debts?

    Think about transferring your balance from another credit card by completing the 'Balance Transfer Request' section on the application form.

    For more information about which card is right for you please read the Key Facts about Credit Cards.

Want to know more?

For more information about which card is right for you please read the Key Facts about Credit Cards.

Find out more
Terms and Conditions

 

Important Information

Interest Rates effective 11 April 2024.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.

1. Excludes cash advances and balance transfers.