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75.0%
Save another %val% and your variable rates could improve with a lower LVR.
50-60%
60-70%
70-80%
80-90%
> 90%
Our lowest variable rate
Basic Home Loan
5.24%per annump.a
Owner Occupied P&I. LVR up to 60%*
5.27%per annump.a
Comparison Rate1
5.29%per annump.a
Owner Occupied P&I. LVR above 60% - 70%*
5.32%per annump.a
Comparison Rate1
5.34%per annump.a
Owner Occupied P&I. LVR above 70% - 80%*
5.37%per annump.a
Comparison Rate1
5.84%per annump.a
Owner Occupied P&I. LVR above 80% - 90%*
5.87%per annump.a
Comparison Rate1
6.29%per annump.a
Owner Occupied P&I. LVR above 90%*
6.32%per annump.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A variable loan with offset
Complete Home Loan
5.34%per annump.a
Owner Occupied P&I. LVR up to 60%*
5.37%per annump.a
Comparison Rate1
5.39%per annump.a
Owner Occupied P&I. LVR above 60% - 70%*
5.42%per annump.a
Comparison Rate1
5.44%per annump.a
Owner Occupied P&I. LVR above 70% - 80%*
5.47%per annump.a
Comparison Rate1
5.94%per annump.a
Owner Occupied P&I. LVR above 80% - 90%*
5.97%per annump.a
Comparison Rate1
6.39%per annump.a
Owner Occupied P&I. LVR above 90%*
6.42%per annump.a
Comparison Rate1
- 100% variable offset²
- Competitive variable rate
- No ongoing or monthly fees
A variable loan with multiple offsets
Premier Package Home Loan
5.34%per annump.a
Owner Occupied P&I. LVR up to 60%*
5.73%per annump.a
Comparison Rate1
5.39%per annump.a
Owner Occupied P&I. LVR above 60% - 70%*
5.78%per annump.a
Comparison Rate1
5.44%per annump.a
Owner Occupied P&I. LVR above 70% - 80%*
5.83%per annump.a
Comparison Rate1
6.28%per annump.a
Owner Occupied P&I. LVR above 80% - 90%*
6.65%per annump.a
Comparison Rate1
6.78%per annump.a
Owner Occupied P&I. LVR above 90%*
7.14%per annump.a
Comparison Rate1
- Up to 8 offset accounts²
- Split your home loan into a variable and fixed option
- Enjoy discounts on other products
Certainty of a fixed rate
Premier Package Home Loan
5.29%per annump.a
Owner Occupied P&I. LVR up to 80%. 1 year fixed*
5.81%per annump.a
Comparison Rate1
5.14%per annump.a
Owner Occupied P&I. LVR up to 80%. 2 years fixed*
5.77%per annump.a
Comparison Rate1
5.24%per annump.a
Owner Occupied P&I. LVR up to 80%. 3 years fixed*
5.77%per annump.a
Comparison Rate1
5.64%per annump.a
Owner Occupied P&I. LVR up to 80%. 4 years fixed*
5.90%per annump.a
Comparison Rate1
5.64%per annump.a
Owner Occupied P&I. LVR up to 80%. 5 years fixed*
5.91%per annump.a
Comparison Rate1
5.74%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 1 year fixed*
6.60%per annump.a
Comparison Rate1
5.84%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 2 years fixed*
6.56%per annump.a
Comparison Rate1
5.94%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 3 years fixed*
6.55%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 4 years fixed*
6.66%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 80% - 90%. 5 years fixed*
6.66%per annump.a
Comparison Rate1
5.74%per annump.a
Owner Occupied P&I. LVR above 90%. 1 year fixed*
7.03%per annump.a
Comparison Rate1
5.84%per annump.a
Owner Occupied P&I. LVR above 90%. 2 years fixed*
6.96%per annump.a
Comparison Rate1
5.94%per annump.a
Owner Occupied P&I. LVR above 90%. 3 years fixed*
6.90%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 90%. 4 years fixed*
6.97%per annump.a
Comparison Rate1
6.30%per annump.a
Owner Occupied P&I. LVR above 90%. 5 years fixed*
6.93%per annump.a
Comparison Rate1
- Make extra repayments and redraw without a fee⁴
- $390 annual fee applies
Our lowest variable rate
Basic Home Loan
5.44%per annump.a
Investment P&I. LVR up to 60%*
5.47%per annump.a
Comparison Rate1
5.49%per annump.a
Investment P&I. LVR above 60% - 70%*
5.52%per annump.a
Comparison Rate1
5.54%per annump.a
Investment P&I. LVR above 70% - 80%*
5.57%per annump.a
Comparison Rate1
6.14%per annump.a
Investment P&I. LVR above 80% - 90%*
6.17%per annump.a
Comparison Rate1
6.79%per annump.a
Investment P&I. LVR above 90%*
6.82%per annump.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A variable loan with offset
Complete Home Loan
5.54%per annump.a
Investment P&I. LVR up to 60%*
5.57%per annump.a
Comparison Rate1
5.59%per annump.a
Investment P&I. LVR above 60% - 70%*
5.62%per annump.a
Comparison Rate1
5.64%per annump.a
Investment P&I. LVR above 70% - 80%*
5.67%per annump.a
Comparison Rate1
6.24%per annump.a
Investment P&I. LVR above 80% - 90%*
6.27%per annump.a
Comparison Rate1
6.89%per annump.a
Investment P&I. LVR above 90%*
6.92%per annump.a
Comparison Rate1
- 100% variable offset²
- Competitive variable rate
- No ongoing or monthly fees
A variable loan with multiple offsets
Premier Package Home Loan
5.54%per annump.a
Investment P&I. LVR up to 60%*
5.92%per annump.a
Comparison Rate1
5.59%per annump.a
Investment P&I. LVR above 60% - 70%*
5.97%per annump.a
Comparison Rate1
5.64%per annump.a
Investment P&I. LVR above 70% - 80%*
6.02%per annump.a
Comparison Rate1
6.68%per annump.a
Investment P&I. LVR above 80% - 90%*
7.05%per annump.a
Comparison Rate1
7.28%per annump.a
Investment P&I. LVR above 90%*
7.64%per annump.a
Comparison Rate1
- Up to 8 offset accounts²
- Split your home loan into a variable and fixed option
- $390 annual fee applies
Certainty of a fixed rate
Premier Package Home Loan
5.49%per annump.a
Investment P&I. LVR up to 80%. 1 year fixed*
6.01%per annump.a
Comparison Rate1
5.39%per annump.a
Investment P&I. LVR up to 80%. 2 years fixed*
5.97%per annump.a
Comparison Rate1
5.49%per annump.a
Investment P&I. LVR up to 80%. 3 years fixed*
5.98%per annump.a
Comparison Rate1
5.94%per annump.a
Investment P&I. LVR up to 80%. 4 years fixed*
6.13%per annump.a
Comparison Rate1
5.94%per annump.a
Investment P&I. LVR up to 80%. 5 years fixed*
6.15%per annump.a
Comparison Rate1
6.04%per annump.a
Investment P&I. LVR above 80% - 90%. 1 year fixed*
6.98%per annump.a
Comparison Rate1
6.09%per annump.a
Investment P&I. LVR above 80% - 90%. 2 years fixed*
6.93%per annump.a
Comparison Rate1
6.29%per annump.a
Investment P&I. LVR above 80% - 90%. 3 years fixed*
6.93%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 80% - 90%. 4 years fixed*
7.05%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 80% - 90%. 5 years fixed*
7.05%per annump.a
Comparison Rate1
6.04%per annump.a
Investment P&I. LVR above 90%. 1 year fixed*
7.50%per annump.a
Comparison Rate1
6.09%per annump.a
Investment P&I. LVR above 90%. 2 years fixed*
7.39%per annump.a
Comparison Rate1
6.29%per annump.a
Investment P&I. LVR above 90%. 3 years fixed*
7.35%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 90%. 4 years fixed*
7.42%per annump.a
Comparison Rate1
6.70%per annump.a
Investment P&I. LVR above 90%. 5 years fixed*
7.38%per annump.a
Comparison Rate1
- Make extra repayments and redraw without a fee⁴
- $390 annual fee applies
Our lowest variable rate
Basic Home Loan
5.69%per annump.a
Investment interest only. LVR up to 60%*
5.58%per annump.a
Comparison Rate1
5.74%per annump.a
Investment interest only. LVR above 60% - 70%*
5.63%per annump.a
Comparison Rate1
5.79%per annump.a
Investment interest only. LVR above 70% - 80%*
5.68%per annump.a
Comparison Rate1
6.39%per annump.a
Investment interest only. LVR above 80% - 90%*
6.28%per annump.a
Comparison Rate1
7.04%per annump.a
Investment interest only. LVR above 90%*
6.94%per annump.a
Comparison Rate1
- Our simplest home loan with no offset
- Make extra repayments and redraw without a fee⁴
- No ongoing or monthly fees
A variable loan with offset
Complete Home Loan
5.79%per annump.a
Investment interest only. LVR up to 60%*
5.68%per annump.a
Comparison Rate1
5.84%per annump.a
Investment interest only. LVR above 60% - 70%*
5.73%per annump.a
Comparison Rate1
5.89%per annump.a
Investment interest only. LVR above 70% - 80%*
5.78%per annump.a
Comparison Rate1
6.49%per annump.a
Investment interest only. LVR above 80% - 90%*
6.38%per annump.a
Comparison Rate1
7.14%per annump.a
Investment interest only. LVR above 90%*
7.04%per annump.a
Comparison Rate1
- 100% variable offset²
- Competitive variable rate
- No ongoing or monthly fees
A variable loan with multiple offsets
Premier Package Home Loan
5.79%per annump.a
Investment interest only. LVR up to 60%*
6.03%per annump.a
Comparison Rate1
5.84%per annump.a
Investment interest only. LVR above 60% - 70%*
6.05%per annump.a
Comparison Rate1
5.89%per annump.a
Investment interest only. LVR above 70% - 80%*
6.13%per annump.a
Comparison Rate1
6.93%per annump.a
Investment interest only. LVR above 80% - 90%*
7.16%per annump.a
Comparison Rate1
7.53%per annump.a
Investment interest only. LVR above 90%*
7.75%per annump.a
Comparison Rate1
- Up to 8 offset accounts²
- Split your home loan into a variable and fixed option
- $390 annual fee applies
Certainty of a fixed rate
Premier Package Home Loan
5.64%per annump.a
Investment interest only. LVR up to 80%. 1 year fixed*
6.02%per annump.a
Comparison Rate1
5.54%per annump.a
Investment interest only. LVR up to 80%. 2 years fixed*
6.00%per annump.a
Comparison Rate1
5.64%per annump.a
Investment interest only. LVR up to 80%. 3 years fixed*
6.02%per annump.a
Comparison Rate1
6.09%per annump.a
Investment interest only. LVR up to 80%. 4 years fixed*
6.18%per annump.a
Comparison Rate1
6.09%per annump.a
Investment interest only. LVR up to 80%. 5 years fixed*
6.22%per annump.a
Comparison Rate1
6.19%per annump.a
Investment interest only. LVR above 80%. 1 year fixed*
6.99%per annump.a
Comparison Rate1
6.24%per annump.a
Investment interest only. LVR above 80%. 2 years fixed*
6.96%per annump.a
Comparison Rate1
6.44%per annump.a
Investment interest only. LVR above 80%. 3 years fixed*
6.98%per annump.a
Comparison Rate1
6.85%per annump.a
Investment interest only. LVR above 80%. 4 years fixed*
7.11%per annump.a
Comparison Rate1
6.85%per annump.a
Investment interest only. LVR above 80%. 5 years fixed*
7.12%per annump.a
Comparison Rate1
- Make extra repayments and redraw without a fee⁴
- $390 annual fee applies
Home loan calculators
Loan repayments calculator
See what your repayments could be and how to pay off your loan faster.
Borrowing power calculator
Work out how much you can expect to borrow based on your current salary and financial commitments.
Loan comparison calculator
Compare two loans side by side and see which one could save you more.
Stamp duty calculator
Determine the associated costs of buying a property, such as stamp duty and Government fees, specific to your state or territory.