Refinance your home loan

Important Information

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. Refer to website for current rates.

1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Minimum loan amount $50,000 and only available to owner occupied loans with LVR of 80% or less. Premier Package annual fee of $390 applies.
3. Offers available to new and existing customers who apply direct to Bank First to refinance their existing home or investment loan from another credit provider to Bank First between 9 September – 18 November 2020 with the loan funded by 10 February 2021. Minimum loan amount $150,000. Cash back will be paid into your Bank First Everyday S1 account the month after the loan is funded. Credit Criteria applies. We reserve the right to amend or withdraw this offer at any time. Not available in conjunction with any other offer. Cash back amounts are tiered and based on loan amount and occupation type as follows: Education and healthcare professionals: $1,000 cash back for loans $150k-$250k, $1,500 cash back for loans $251k-$500k, $2,000 cash back for loans $501k-$750k and $3,000 cash back for loan amounts above $750k. To qualify for the education and healthcare offer, a minimum of 30% of the household income must come from one of the listed occupations – full list of eligible occupations is available below. All other occupations: $500 cash back for loans $150k-$250k, $750 cash back for loans $251k-$500k, $1000 cash back for loans $501k-$750k and $2000 cash back for loan amounts above $750k.Eligible Education & Healthcare occupations include: Education: Primary, Specialist, Secondary & Preschool Teachers. Education Support Officers including; primary, specialist, secondary and preschool office staff, Business Managers, teachers’ aides and technicians. School leadership teams including; Principals, Assistant Principals, Business Managers, and Leading Teachers. Tertiary sector employees including; Lecturers, researchers and administration staff. Allied Health: Aged and Disabled Carers, Health and Welfare Services Managers, Dieticians, Occupational Therapists and Environmental Health Professionals, Optometrists and Orthoptists, Pharmacists, Chiropractors, Osteopaths, Physiotherapists & Podiatrists, Speech Professionals and Audiologists, Medical Imaging Professionals, Counsellors/Psychologists, Diversional Therapists, Social/Welfare Workers & Professionals, Carers, Aides and Special Care Workers, Massage Therapists. Nursing: Nurse Educators and Researchers, Registered Nurses, Nurse Managers, Midwifery and Nursing Professionals , Midwives, Nursing Support and Personal Care Workers, Enrolled and Mothercraft Nurses. If you are an education or healthcare professional but your occupation is not listed, please contact us at lendingsupport@bankfirst.com.au.