Refinance your home loan

How much could refinancing save you?

Premier Package Home Loan

2.15 % p.a.

Introductory variable rate1

2.81 % p.a.

Comparison rate2

  • Owner occupied loans (LVR of 80% or less)
  • Annual fee waived for first 12 months1
  • Free redraw

Premier Package Home Loan

2.15 % p.a.

Introductory variable rate1

2.81 % p.a.

Comparison rate2

  • Owner occupied loans (LVR of 80% or less)
  • Annual fee waived for first 12 months1
  • Free redraw

As a customer owned bank, we understand that your home loan should be one less thing to worry about during uncertain times. Our home loans are tailored to offer great value and low rates, with flexible repayment options to help you pay off your loan sooner.

Not ready to apply but simply wish to make an enquiry?

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Important Information

Home Loan Interest Rates effective 1 September 2021.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. Refer to website for current rates.

1. New apps received 1 Sep to 24 Nov 2021, funded by 24 Feb 2022. Not available to existing Bank First owner occupied or investment home loan customers. Min loan $200k, max loan $2m, interest only not available. Premier Package annual fee of $390 will be waived for the first year and charged annually thereafter. Rate includes a 0.33% p.a. discount off the standard Premier Package variable rate for three years after which it will revert to the standard Premier Package variable rate. Not available in conjunction with any other offer. Bank First reserves the right to amend or withdraw this offer at any time.
2. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.