Have you ever wondered how much money you could save by refinancing your home loan? As a customer owned bank, we’ve thought about it and it could be thousands of dollars.

See the savings by comparing loans

Take a look at how a lower interest rate and no monthly fee can save you money2.

Home Loan 1 Home Loan 2
Balance $400,000 $400,000
Term 20 years 20 years
Variable Interest Rate 3.39% p.a. 3.80% p.a.
Monthly Repayment $2,298 $2,382
Monthly Loan Fee - $10
Monthly repayment and fee reduced by $94  
Saving over the life of the loan $22,723  

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Saving $94 a month might seem like a small amount, but it adds up overtime with overall savings of $22,723.

What would you do with $22,723?

House Renovation

Renovations? 

Car

Car? 

Luggage

Holiday? 

Home First Refinance Tool

Refinance your Home Loan and save

Our online calculator is fast and easy. Find out how much you could save by switching to Bank First.

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Important Information

Home Loan Interest Rates effective 1 October 2019.

Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. Refer to website for current rates.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. These figures are approximates and should be taken as a guide only. The calculations assume that the interest rate and any fees and charges remain unchanged for the full term of the loan. These figures are based on the assumption that the repayments are made on time, as required by the contract.