Welcome to Bank First

We’re proud to be the bank that supports your purpose.

From the late night report-writing, to the extra class preparation and mentorship, your contribution makes a real difference to people’s lives.

We understand what you really make and that’s why we’ll always put you first.

Experience the benefits of banking with us with our special offers for new customers.

Why bank with us?

  • We put our customers first

    As a customer-owned bank, we exist for the benefit of
    our customers, not external shareholders.

  • We're an award winning, trusted bank

    We’re proud to be consistently recognised
    by third party reviewers for the benefits we offer.

  • We empower our customers

    We support our customers’ ongoing financial
    well-being by sharing money-management tips and knowledge.

  • 96% customer satisfaction in 2017*

    We pride ourselves on a great customer experience
    and going above and beyond for them.

  • We implement sustainable business practices

    We’ve implemented a range of initiatives
    to minimise our impact on the environment.

We are here to help

We are committed to making banking easier for our customers, so we offer you many convenient ways to bank with us. Speak to one of our Consultants about how to choose the right account to suit your needs.

*Results based on Bank First's internal monthly member satisfaction surveys in 2017.

Important Information

All offers valid until 31 December 2019 and available to new retail customers over 18 years only, excluding students and graduates where different offers apply. We reserve the right to amend or withdraw these offers at any time. Promotional interest rates are per annum, effective 1 July 2019 and are subject to change without notice. Check website for current rates. This information does not consider your objectives, financial situation or needs - consider the suitability of this information and refer to Terms and Conditions or Product Disclosure Statements before acquiring a product, available at our branches or call 1300 654 822.

1 & 2. In order to receive fee-free transactional banking and $50 cash back you must arrange for your employer to direct credit a minimum of $250 per fortnight of your salary to your Bank First Everyday (S1) Account within 3 months of opening your Bank First Everyday Account. Fee-free status and $50 credit will be applied to your account within 1 calendar month of receipt of your first deposit. Account holders will be exempt from Limited Free Transactions & Pay Per Use Transactions as per Terms and Conditions Part B. Transactions conducted using a Credit Card are not included in the fee-waiver offer. 
3. Bonus interest additional to the base rate applies when you make at least one deposit of a minimum of $1.00 and no withdrawals in the calendar month.
4. Spend $300 using your Bank First Visa Debit Card within 3 months of opening your Bank First S1 Account and we’ll credit your Bank First Everyday (S1) account with $50 in the month following the $300 spend.
5. Subject to approval. For applications received by 31 December 2019 funded by 31 January 2020. Excludes cash advances. Variable interest rate. Fees and charges apply. Full details on request. Once 6-month period is over the Visa Classic and Platinum Credit Cards will revert back to the Standard Variable Rate, currently 12.79% p.a. and 9.84% p.a. respectively.
6. Promotional interest rates available for car loan applications received between 16 July 2018 - 28 June 2019 and funded by 31 July 2019. The 3% discount is off the standard car loan rate. Lending criteria applies.