7.25 % p.a.

Variable interest rate

8.59 % p.a.

Comparison Rate1

7.25 % p.a.

Variable interest rate

8.59 % p.a.

Comparison Rate1

Get a lower interest rate to make sustainable choices

Our environment is precious and we want to reward you for protecting it. We offer a reduced personal loan interest rate for making green home improvements and lowering your carbon footprint. With no ongoing fees, a redraw option and either variable or fixed rates, going green with a personal loan has never been better.

The details:

  • The reduced interest rate for environmentally friendly purchases helps you help the environment.

  • We accept Additional Repayments so you can pay off your loan faster.3

  • Avoid interest rates rises with the 1-5 year Fixed Interest Rate option.

  • No maximum loan amount means you can access as much as you need.

  • Secure a fixed rate of return, so you can be certain about the investment you're making.

  • Minimum limit $5,000.

  • You decide when you pay with weekly, fortnightly or monthly repayments.

  • Take advantage of free Redraw with a $500 minimum.

  • Break Cost Fees may apply during a fixed rate period.

  • Secure a loan for up to 7 years.

  • Take advantage of optional Loan Repayment Insurance.4

Rates & fees

  • Rates
    Variable
    Variable
    Interest
    rate (p.a)
    Comparison
    rate (p.a)1
    Variable interest rate
    Interest rate (p.a)

    7.25%

    Comparison rate (p.a)1

    8.59%

    Fixed
    Fixed
    Interest
    rate (p.a)
    Comparison
    rate (p.a)1
    1-5 Years
    Interest rate (p.a)

    7.25%

    Comparison rate (p.a)1

    8.59%

  • Fees
    One-off fees
    One-off fees
    Amount
    Application fee
    Amount

    $0

    Establishment fee2
    Amount

    $195

    Redraw fee
    Amount

    $0

    Ongoing fees
    Ongoing fees
    Amount
    Annual fee
    Amount

    $0

Loan Calculator

Use our loan calculators to assist you to make informed decisions about borrowing money and paying off your loan.

Find out more
A person hand typing on a calculator.

We can help you

Taking out a Green Personal Loan is a journey you shouldn't go through alone. Our Lending Specialists are here to guide you through the buying process from application to settlement. We'll review your unique circumstances and recommend the best personal loan for your needs.

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Apply online

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Call us

Call us

Speak with a loan specialist and apply over the phone.

1300 654 822
  • More information about Green Personal Loans

    Eligibility

    The Green Personal Loan gives you the freedom to purchase any of the following environmentally friendly products:

    • Solar hot water systems.
    • Energy efficient white goods and appliances (excluding televisions). Minimum 5 star ratings apply, visit www.energyrating.gov.au for details.
    • Grey Water Treatment Systems.
    • Solar Panels and installations.
    • Rainwater tanks and installations.
    • Insulation.
    • Double Glazing.
    • Wind Turbine.
    • External Awnings.

    Loan Repayments

    Principal & interest repayments

    Security

    The Green Personal Loan is normally unsecured. You might be required to provide a Guarantor and/or vehicle as security.

Important Information
Interest Rates effective 23 September 2020.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.
4. This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. This is general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available by calling 1800CGU CCI (1800 248 224).