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Find out moreGet a lower interest rate to make sustainable choices.
Our environment is precious and we want to reward you for protecting it. We offer a reduced personal loan interest rate for making green home improvements and lowering your carbon footprint. With no ongoing fees, a redraw option and either variable or fixed rates, going green with a personal loan has never been better.
The Details:
The reduced interest rate for environmentally friendly purchases helps you help the environment.
We accept Additional Repayments so you can pay off your loan faster.3
Avoid interest rates rises with the 1-5 year Fixed Interest Rate option.
No maximum loan amount means you can access as much as you need.
Secure a fixed rate of return, so you can be certain about the investment you're making.
Minimum limit $5,000.
You decide when you pay with weekly, fortnightly or monthly repayments.
Take advantage of free Redraw with a $500 minimum.
Break Cost Fees may apply during a fixed rate period.
Secure a loan for up to 7 years.
Take advantage of optional Loan Repayment Insurance.4
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Rates and Fees
Green Personal Loan Interest Rates Interest Rates Interest Rates Variable Interest Rate 9.00% p.a. Comparison Rate 1 10.04% p.a. Fees Application Fee $0 Establishment Fee 2 $150 Annual Fee $0 Monthly Fee $0 Redraw Fee $0 Please refer to Terms and Conditions Part B - Fees and Charges for details on transaction fees.
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More Info
Eligibility
The Green Personal Loan gives you the freedom to purchase any of the following environmentally friendly products:
- Solar hot water systems.
- Energy efficient white goods and appliances (excluding televisions). Minimum 5 star ratings apply, visit www.energyrating.gov.au for details.
- Grey Water Treatment Systems.
- Solar Panels and installations.
- Rainwater tanks and installations.
- Insulation.
- Double Glazing.
- Wind Turbine.
- External Awnings.
Loan Repayments
Principal & interest repayments
Security
The Green Personal Loan is normally unsecured. You might be required to provide a Guarantor and/or vehicle as security.
We can help you
Taking out a Green Personal Loan is a journey you shouldn’t go through alone. Our Lending Specialists are here to guide you through the buying process from application to settlement. We’ll review your unique circumstances and recommend the best personal loan for your needs.
Terms and Conditions
Part A - Product Information
Part B - Fees and Charges
Part C - Interest Rates
Important Information
Interest Rates effective 1 November 2019.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.
4. This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. This is general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available by calling 1800CGU CCI (1800 248 224).
1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
2. Only payable if loan is funded.
3. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest.
4. This insurance product is issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227 681 trading as CGU Insurance. This is general information only and may not suit your particular circumstances. Before making decisions about insurance products you should consider the appropriateness of the information having regard to your circumstances and the Product Disclosure Statement available by calling 1800CGU CCI (1800 248 224).