Interest Rate Per Annum


Comparison Rate



First Rate Home Loan

  • Variable interest Rate
  • Owner Occupied
  • LVR of 80% or less
  • Maximum Loan Term of 30 Years
  • One-off establishment fee
  • No ongoing fees
  • Key features and benefits


    Redraw Available

    Up to $30K with a $500 minimum2

    Flexible Repayment Options

    Flexible-Repayment Options

    Weekly, Fortnightly or Monthly

    About us

    About Us

    Customer owned. Founded by Teachers. 

    $100 cash back

    $100 cash back³

    At Bank First, our priority is helping you find the right cover and that’s why we’ve partnered with one of Australia’s most trusted insurers, CGU.

    For a limited time only, when you take out home insurance through us you’ll get $100 cash back3.

    Learn more
    Ready to get started

    Ready to Apply?

    Apply online in minutes and we’ll be in touch shortly.

    Apply Now
    More Questions?

    More Questions?

    Our consultants are here to help you. Let’s chat. 

    Request a Call Back
    Still Looking

    Still Looking?

    Browse our range of home loans and services.

    Explore Now
    Bank First

    We’re here for the people who build our communities

    Here at Bank First, we’re owned by our customers, which means we put you first.

    Founded in 1972 by a group of teachers, we’ve always been focussed on providing exceptional service to the people who build our communities – educators, healthcare workers and those who put others first. 

    Our 97% customer satisfaction rating* reflects our commitment to providing a better banking experience. Isn’t it time you joined a bank you can be proud of?