Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request.
2. Maximum of $30,000 per year in extra repayments during the fixed interest rate period. Any funds paid in excess of $30,000 will incur a Break Cost Fee.
3. No early repayment penalty is applicable on a variable rate. A Break Cost Fee applies during periods of fixed interest.
4. Maximum duration of Lock 90 days prior to funding. Maximum loan amount $1,000,000. Fee is 0.15% of loan amount. Subject to approval.
5. Subject to approval & conditions apply. Fees & charges apply.
6. Loan must be in advance to enable repayment holiday.
7. Establishment Fee waived for first home buyers.
8. An Administration Fee applies to home loans for the purpose of construction. Refer Terms & Conditions Part B Fees & Charges.
9. Not available during fixed interest rate period. When you link a transaction account to an offset facility, you earn no interest under the transaction account even if the balance of the transaction account exceeds the loan balance.
10. Maximum of $30,000 per annum can be held in redraw during fixed period. Additional repayments over $30,000 per year during the fixed rate period may incur penalties, the year resets at anniversary of fixing.
11. Premier Package annual fee of $390 applies.