We’ll help you secure your dream home
Our Premier Package Home Loan and Complete Home Loan oﬀer a range of beneﬁts, and for a limited time we’re offering an even better deal with discounted 2 and 3 year fixed rates.
Both home loans offer free redraw (minimum $500) and flexible repayments.
Our Premier Package also offers:
- Discounts on a range of Bank First products.
- A reduced Home Loan Establishment Fee of $300.2
- A free yearly one hour Financial Planning consultation to keep your ﬁnances on track.
- Annual fee waived on our Platinum Credit Card.
Rates & Fees
Home Loan Interest Rate (p.a) Comparison Rate (p.a.)1 LVR 80% or less Comparison Rate (p.a.)1 LVR greater than 80% Premier Package Home Loan 2 Year Fixed (Promotional Rate) 3.74% p.a. 4.23% p.a. 4.39% p.a. 3 Year Fixed (Promotional Rate) 3.79% p.a. 4.24% p.a. 4.38% p.a. Complete Home Loan 2 Year Fixed (Promotional Rate) 3.84% p.a. 4.01% p.a. 4.17% p.a. 3 Year Fixed (Promotional Rate) 3.89% p.a. 4.01% p.a. 4.16% p.a. Fees Establishment Fee – Premier Package Home Loan $300 Establishment Fee – Complete Home Loan $600 Establishment Fee – First Home Buyers $0 Administration Fees $03 Premier Package Home Loan Annual Fee $350
Home Loan Key Facts Sheet
A Home Loan Key Facts Sheet is an easy way to help you understand and compare home loans.
Generate a Home Loan Key Facts Sheet
A Key Facts Sheet provides you with loan information in a standardised format which allows you to compare different home loans.
Ready to Apply
Buying a home is a journey you shouldn’t go through alone. Our lending specialists are here to provide help for teachers buying homes and anyone else in the property market.
We'll guide you through the buying process from application to settlement and review your unique circumstances to recommend the best loan for your needs.
We're here to help
Our Mobile Lenders can visit you at home or work at a time that is suitable for you.
Interest rates eﬀective 29 January 2018 and subject to change. Check website for current rates. Offer for applications received from 2 October 2017 to 31 March 2018 for property purchases and refinance only and funded by 30 June 2018. Only available to the first 140 approved loan applications received directly (excludes broker channel) and may be withdrawn at any time. Only available for loans $250,000 or more. $50,000 minimum loan increase for existing customers switching from a loan funded prior to 1 December 2015. 1. Comparison rate calculated on a secured loan amount of $150,000 for a term of 25 years. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions available upon request. 2. Applicants who decide not to proceed with the loan may incur establishment fees. 3. An Administration Fee applies to home loans for the purpose of construction. Refer Terms & Conditions Part B Fees & Charges.
Victoria Teachers Limited ABN 44 087 651 769, AFSL/Australian Credit Licence Number 240 960.