• Scheduled Maintenance

    Please note that our Internet Banking, Mobile Banking and Mobile App may be unavailable between 10:00 pm Saturday 25 and 8:00 am Sunday 26 May 2019 due to scheduled maintenance. Members will still be able to use their cards during this time. We apologise for any inconvenience.

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Helping you find the right cover for your vehicle

Whether you're riding a motorcycle or driving the Nullarbor with your caravan, knowing that you're covered during your journey is peace of mind.
That's why we've partnered with CGU, one of Australia's most trusted insurers, and together our focus is protecting you with market-leading Insurance. 

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Pay by the month

If you don’t want to pay annually, pay every month by direct debit at no extra cost.

Call us

Lodge claims 24/7

24/7 claims lodgement with CGU and we can also help you with the claims process.

Car

Optional extras

We have a range of optional extras to choose from so you cover what’s important.

Compare Motorcycle Insurance Cover


Complete Cover

Comprehensive

The highest level of cover that protects your motorcycle and any damage caused to others.

  • $30m legal liability cover
  • Uninsured motorist damage – full cover
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $250
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

Budget Friendly

Third Party Fire and Theft

Covers damage to another vehicle, or if your motorcycle is stolen or catches fire.

  • $30m legal liability cover
  • Uninsured motorist damage - up to $5,000 cover
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $250
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

The Basics

Third Party Property

Covers you for the cost of damage to another person's property or vehicle.

  • $30m legal liability cover
  • Uninsured motorist damage - up to $5,000 cover
  • Earned No Claim Bonus protection
  • New motorcycle replacement up to one year old
  • Emergency or temporary repairs
  • Towing and transport of your motorcycle
  • Removal of debris
  • Personal items up to $250
  • Re-coding of locks and barrels after theft of keys
  • Storage costs

Enjoy the great outdoors with confidence


Boat

Boat Insurance

Our Insurance provides comprehensive cover against theft, fire and accidental or malicious damage. 
Plus stranding and capsizing is covered and so is your marine accessories (up to $1,000).


Caravan

Caravan Insurance

Know you’re covered for the towing of your caravan following an accident and $30million liability with our comprehensive Caravan Insurance.
It has plenty of options so you can tailor your policy to suit your needs including cover for on-site or Australia wide.


Other Vehicle Insurance FAQs

  • Is my helmet covered under Motorcycle Insurance?
    This cover is only available under Comprehensive cover. Helmets and protective clothing are covered for up to $2,000, with an individual item limit of $1,000.
  • Is my water skiing equipment covered under Boat Insurance?
    We will cover your water skiing equipment for up to $1,000 unless you have requested a different amount and this has been agreed upon with CGU.
  • How do I renew my Insurance policy?
    If you pay by direct debit (via BSB and account number or by VISA/Mastercard), your Insurance will automatically renew unless you cancel your policy. CGU will provide you a renewal statement 14 days before your policy restarts, to allow sufficient time for you to make updates. 
    If you pay your policies via BPAY, CGU will send you a new biller code with your renewal paperwork, 1 month before your policy ends. You must pay this before the due date if you wish to renew your policy.
  • How do I make a claim?
    The quickest and easiest way to make a claim is to contact CGU directly on 13 24 80. Claims can be lodged 24 hours / 7 days a week.
    Enquiries on existing claims can be made from 8:30 am to 5:00 pm local time.
  • What information do I need to make a claim?
    In general, you will need to provide the following details:
    • Your policy number
    • Standard information to identify yourself
    • The name of the insured on the policy
    • Detailed description of the incident
    • The date of loss and the loss address
    • Any details of other parties involved (if applicable).

We're here to help you

Our friendly Insurance Consultants are here to assist you in finding the right cover. Get in contact for an obligation free quote or help arranging your policy.

Important Information
Standard underwriting criteria and policy terms and conditions apply. Insurance issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 trading as CGU Insurance (CGU). In arranging this insurance, Victoria Teachers Limited ABN 44 087 651 769 AFSL 240960 trading as Bank First (Bank First), acts under its own AFSL and under an agreement with CGU, not as your agent. Bank First receives commission when selling CGU insurance products. Please refer to Bank First’s Financial Services Guide (FSG) for details of these commissions. Any advice is general only. This information does not take into consideration your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the relevant Product Disclosure Statement (PDS).

For full terms and conditions, please download the relevant PDS below:
Motorcycle & Car PDS
Caravan PDS
Boat PDS