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Helping you find the right cover for your investment

Unexpected situations happen when renting investment properties, so knowing you have the right cover is peace of mind.
That’s why we’ve partnered with CGU, one of Australia’s most trusted insurers, and together our focus is protecting you with market-leading Insurance. 

Home and Content

Choice of 3 cover options

Accidental Damage, Listed Events and Fundamentals.

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Pay by the month

If you don’t want to pay annually, pay every month by direct debit at no extra cost.

Call us

Lodge claims 24/7

24/7 claims lodgement with CGU and we can also help you with the claims process.

How to make a claim

Compare Landlord Insurance Cover


Complete Coverage

Building and Contents

Our most popular policy covers your investment property and the contents inside.

  • Residential buildings
  • Protection for domestic outbuildings such as garages and sheds
  • Infrastructure for services
  • Swimming pools and spas (only built-in pools and spas)
  • Carpets
  • Curtains and internal blinds
  • Furniture and white goods

Structures Only

Building

Covers the property itself along with some items such as awnings and sheds.

  • Residential buildings
  • Protection for domestic outbuildings such as garages and sheds
  • Infrastructure for services
  • Swimming pools and spas (only built-in pools and spas)
  • Carpets
  • Curtains and internal blinds
  • Furniture and white goods

Contents Only

Contents

Covers for loss or damage to the items you’ve left for use by your tenants.

  • Residential buildings
  • Protection for domestic outbuildings such as garages and sheds
  • Infrastructure for services
  • Swimming pools and spas (only built-in pools and spas)
  • Carpets
  • Curtains and internal blinds
  • Furniture and white goods

Landlord Insurance FAQs

  • What’s the difference between Home Insurance and Landlord Insurance?
    Home Insurance is for owner occupier properties, for example the home you reside in or your holiday house.
    Landlord Insurance is if someone else is occupying your property. Landlord Insurance covers you for tenants in your property and the increased risk that comes with tenants.
  • Will my property be covered if I list it on Airbnb?
    There are a few guidelines that need to be met for properties being used as an Airbnb. We suggest that you contact one of our friendly Insurance consultants for an assessment as to whether we can offer you Insurance for this purpose.
  • How do I renew my Insurance policy?
    If you pay by direct debit (via BSB and account number or by VISA/Mastercard), your Insurance will automatically renew unless you cancel your policy. CGU will provide you a renewal statement 14 days before your policy restarts, to allow sufficient time for you to make updates. 
    If you pay your policies via BPAY, CGU will send you a new biller code with your renewal paperwork, 1 month before your policy ends. You must pay this before the due date if you wish to renew your policy.
  • How do I make a claim?
    The quickest and easiest way to make a claim is to contact CGU directly on 13 22 94. Claims can be lodged 24 hours / 7 days a week.
    Enquiries on existing claims can be made from 8:30 am to 5:00 pm local time.
  • What information do I need to make a claim?
    In general, you will need to provide the following details:
    • Your policy number
    • Standard information to identify yourself
    • The name of the insured on the policy
    • Detailed description of the incident
    • The date of loss and the loss address
    • Any details of other parties involved (if applicable).

We're here to help.

Our friendly Insurance Consultants are here to assist you in finding the right cover. Our Consultants are here to guide you through buying a policy that’s right for you.

Important Information
Standard underwriting criteria and policy terms and conditions apply. Insurance issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 trading as CGU Insurance (CGU). In arranging this insurance, Victoria Teachers Limited ABN 44 087 651 769 AFSL 240960 trading as Bank First (Bank First), acts under its own AFSL and under an agreement with CGU, not as your agent. Bank First receives commission when selling CGU insurance products. Please refer to Bank First’s Financial Services Guide (FSG) for details of these commissions. Any advice is general only. This information does not take into consideration your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the relevant Product Disclosure Statement (PDS).
 
For full terms and conditions, please download the Product Disclosure Statement (PDS)