Preparing your funeral

 

Preparing your funeral 

Would you like a say in what happens for your funeral?

A funeral is a chance for all of your loved ones to say goodbye, and paying for your funeral in advance will save them some tough thinking at an already difficult time.

What will I need to arrange?

There are a lot of little details that go into arranging a funeral. You might want to consider some, if not all, of the following expenses:

  • Funeral director fees.
  • Death certificate.
  • Death notices.
  • Transport from service to burial.
  • Coffin.
  • Permits.
  • Cemetery plot.
  • Burial or cremation.
  • Celebrant.
  • Flowers.
  • Wake.

Contact a funeral home and ask for an estimate of the cost.

How much will I have to pay for my funeral?

Funerals can quickly become very expensive and, in Australia, can cost anything from $4,000 to $15,000. Paying off at least a little in the present will help your family when the time comes.

How can I cover the costs?

You can pay off your funeral quite easily with clever use of finances and it is quite normal to put specifications for a funeral in your Will. You can save for your funeral by setting up a savings account and making small, but regular transfer into it. Having the funds set aside to cover your costs, as well as these directives, will help your family to arrange your funeral.

Alternatively, a good funeral home can help you pre-plan your funeral, and set up a payment plan to cover it. There are an increasing amount of funeral insurance packages, and these can accrue quite a high level of interest. If you have not prepared ahead, your superannuation fund will pay out upon your death, so keeping up a healthy super through your career can ultimately benefit your family, as well as yourself.

No one wants to dwell on the topic, but preparing and paying off your funeral early can make it easier for your family, so it is worth considering.