Preferred finance partner – Bank First

Bank First has partnered with Ducere Global Business School to provide a discounted, low fee student loan especially designed for their Bachelor Degrees.   

Variable interest rate p.a.

10.97%

Comparison Rate

12.02%1

 

Ducere Student Loan

  • One-off establishment fee.
  • No application fee or ongoing fees.
  • Weekly, fortnightly or monthly repayments.
  • Maximum loan term: 5 years.


    • To be eligible for the student loan you must be:

    Australia

    An Australian Citizen or Australian Permanent Resident

    Graduation Hat

    Enroled in the Ducere Bachelor program

    Estimate your loan repayments

    As a customer-owned bank, we offer low fee loans with competitive rates and the ability to tailor the repayments to suit your needs. 

    Two scenarios of estimated repayments are outlined below, based on a $15,000 enrolment fee. 

    Scenario 1 is based on a Bachelor student borrowing the full enrolment fee.

    Scenario 2 is based on a Bachelor student being supported by their employer who pays half the enrolment fee and hence, only needs to borrow $7500. 

    Scenario 1 Scenario 2
    Loan Amount $15,000 $7,500
    Loan Term 5 years 5 years
    Interest Rate 10.97% (12.02% comparison rate1) 10.97% (12.02% comparison rate1)
    Estimated repayments per week $75 $38

    Enquire now

    Leave your details below and one of our consultants will be in touch.

    Privacy Policy
    • Rates and Fees
       Student Loan (L36)
      Interest Rates Interest Rates
      Variable Interest Rate 10.97% p.a.
      Comparison Rate 1 12.02% p.a.
      Fees
      Application Fee $0
      Establishment Fee 2 $150
      Monthly Fee $0
    • More Info

      Loan Repayments
      Principal & interest repayments.

      Security
      Student loans may require security, but we assess it on a case by case basis.

      Loan Amount
      Total loan amount cannot exceed $15,000.

      Eligibility criteria
      Applicants must be Australian Citizens or Australian Permanent Residents.

      Applicants must be in full time employment, in a sound financial position and able to service loan repayments.

    • What you’ll need when you apply

      You will be requested to provide certain supporting documents during the loan assessment process. One of our loan assessors will contact you to provide an email address to send the following (please have these documents scanned and ready to go):

      • Proof of Income:
        • Last two payslips.
        • Self-employed applicants: last two years Personal Tax Returns and Tax Assessment notices.
        • If applicable, proof of other income.
      • Bachelor Enrolment Confirmation.
      • Ducere Business School Fee Invoice.
      • Expenses validation. The fastest and most convenient way to retrieve this detail is online using BankStatements.com A link to this service will be sent to you during the assessment process.
    Important Information

    Interest Rate effective 1 November 2019.
    Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice. Subject to normal lending criteria.
    1. Comparison rate calculated on an unsecured loan amount of $10,000 for a term of 3 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and conditions available upon request.
    2. Only payable if loan is funded.