The freedom

to go further
Whether it’s your first, your third or something you’ve been eyeing for years - there’s nothing quite like a car that brings a sense of freedom to go anywhere you want.

At Bank First we want you to go further and that’s why we’re offering a discounted rate across our entire Car Loan range.

Why choose us

  • We put our customers first.
  • Achieved 96% customer satisfaction in 2017*.
  • We're an award winning, trusted bank.
  • We’re an ethical bank with sustainable business practices.
  • We empower our customers with knowledge, competitive products and support.

At Bank First you get these benefits with our Car Loans:

  • No monthly fees.
  • Fixed or variable rates.
  • Low $150 establishment fee.
  • Free Redraw with a $500 minimum.
  • Additional repayments with no penalty1.
Plus, credit $250 into your account every fortnight and get a 3% discount5 on your interest rate.
Couple using computer

How much can you borrow?

Work out how much you can expect to borrow based on your current salary and financial commitments.

Find out now
We’re here to help

Our Australia based and trained Lending Consultants are here to answer your questions.

Call us

1300 654 822

Chat with us

Web chat
Important information
*Results based on Bank First's internal monthly customer satisfaction surveys in 2017.
Car Loan Interest Rates effective 29 January 2018. Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. No early repayment penalty is applicable on a variable rate. A break cost fee applies during periods of fixed interest. 2. Comparison rate calculated on a secured loan amount of $10,000 for a term of 3 years. 3. Comparison rate calculated on a secured loan amount of $30,000 for a term of 5 years. 4. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate. Fees and charges apply. Terms and Conditions are available on request. 5. Promotional interest rates available for car loan applications received between 29 January 2018 – 29 June 2018 and funded by 31 July 2018. The 3% discount is off the standard car loan rate. We reserve the right to amend or withdraw these offers at any time. To qualify for the discounted car loan rate you must arrange to credit a minimum of $250 per fortnight to your Bank First Everyday (S1) Account.