Budget Account

0.05 % p.a.

Interest rate
($0 - $14,999)

0.05 % p.a.

Interest rate
($30,000 and over)

Apply now 1300 654 822

0.05 % p.a.

Interest rate
($0 - $14,999)

0.05 % p.a.

Interest rate
($30,000 and over)

Apply now 1300 654 822

Pay for the little things and budget for the big ones

Managing your day-to-day spending shouldn't come at the expense of saving for your goals. That's why Bank First offers the Budget Account – a secondary everyday account that lets you plan for the bigger things.

Access your funds any time and use Internet Banking to manage money day-to-day, while putting some extra aside for something special. It's the best of both worlds.

The details:

  • Enjoy the flexibility of being able to access your funds anytime.

  • No minimum opening deposit required, so you can start budgeting today.

  • Arrange regular automatic payments using Internet Banking, in and out of your Budget Account and keep your budget and savings on track.

  • Interest calculated daily and applied monthly.

Budget Planner Calculator

Use our calculators to make informed decisions about your money. Manage your money effectively and achieve your savings goals with a budget.

Find out more
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Rates & fees

  • Rates
    Interest tier is determined on the whole of balance
    Interest tier is determined on the whole of balance
    Interest rate (p.a.)
    $0 - $14,999
    Interest rate (p.a.)

    0.05%

    $15,000 - $29,999
    Interest rate (p.a.)

    0.05%

    $30,000 and over
    Interest rate (p.a.)

    0.05%

  • Fees
    One-off fees
    One-off fees
    Amount
    Account keeping fees
    Amount

    $0

    Transaction fees1
    Amount

    $0

    Ongoing fees
    Ongoing fees
    Amount
    Annual fees
    Amount

    $0

How to apply

Applying for a bank account is a journey you shouldn't go through alone. We're here to talk with you about your unique circumstances and recommend the best account for your needs.

Stopwatch

Apply online

Apply now
Document approval

Application form

Download now
Call us

Call us

1300 654 822

Terms and Conditions

Interest Rates effective 5 January 2021.
Interest is calculated daily. Interest rates are per annum, current at the time of printing and are subject to change without notice.
1. Other fees and charges may apply.